Equity Group HoldingsNAI:EQTY +0.95%87 Net Margin % is 33.14% as of Mar. 2026, which is 7% above its 10-year median of 30.85. GuruFocus rates NAI:EQTY with a GF Score™ of 87/100 and a GF Value™ of KES56.31 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,530 Banks companies, Equity Group Holdings ranks better than 77.65% on this metric.
The historical rank and industry rank for Equity Group Holdings's Net Margin % or its related term are showing as below:
NAI:EQTY'
s Net Margin % Range Over the Past 10 Years
Min: 23.65 Med: 30.85 Max: 37.41
Current: 36.07
NAI:EQTY's Net Margin % is ranked better than 77.65% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs NAI:EQTY: 36.07
Equity Group Holdings (NAI:EQTY) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Equity Group Holdings Net Margin % Related Terms
Equity Group Holdings Net Margin % Historical Data
* Premium members only.
The historical data trend for Equity Group Holdings's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity Group Holdings Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Equity Group Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equity Group Holdings Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Equity Group Holdings's Net Margin % distribution charts can be found below:
* The bar in red indicates where Equity Group Holdings's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity Group Holdings (NAI:EQTY) has a Net Margin % of 33.14% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Equity Group Holdings and its competitors. This is near median its historical median of 30.85. Over the past decade, Equity Group Holdings' Net Margin % has ranged from 23.65 to 37.41. According to the industry distribution chart, Equity Group Holdings ranks #342 out of 1530 companies in the Banks industry, placing it in the top 22.4%.
Is Equity Group Holdings' Net Margin % too high?
Equity Group Holdings' current Net Margin % of 33.14% is near median its 10-year median of 30.85. Over the past 10 years, this metric has ranged from a low of 23.65 to a high of 37.41. The Banks industry median Net Margin % is 26.85. Equity Group Holdings' value of 33.14% is 23.4% above this industry median. Based on the distribution chart, Equity Group Holdings ranks #342 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Equity Group Holdings has a GF Score™ of 87/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Equity Group Holdings' Net Margin % compare to competitors?
According to the Banks industry distribution chart, Equity Group Holdings ranks #342 out of 1530 companies for Net Margin %. This places Equity Group Holdings in the top 22% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Equity Group Holdings' value of 33.14% is 23.4% above this benchmark. Historically, Equity Group Holdings' own Net Margin % has ranged from 23.65 to 37.41 over the past decade. While the company's 10-year median is 30.85 vs. the industry median of 26.85, Equity Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equity Group Holdings's current Net Margin % of 33.14% is 23.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Equity Group Holdings and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equity Group Holdings's current Net Margin % is 33.14%, which is near median its own 10-year median of 30.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Equity Group Holdings (NAI:EQTY) is currently considered Significantly Overvalued. The stock's GF Value™ is KES56.31, compared to a current price of KES79.75 — trading 41.6% above its estimated fair value. The current Net Margin % is 33.14%, which is near median its 10-year median of 30.85 and 23.4% above the Banks industry median of 26.85. Equity Group Holdings' overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Equity Group Holdings (NAI:EQTY), the current Net Margin % is 33.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equity Group Holdings (NAI:EQTY) Overvalued in 2026?
Based on GuruFocus' analysis, Equity Group Holdings stock appears to be overvalued.
The current stock price of KES79.75 is trading 41.6% above its estimated GF Value™ of KES56.31.
GuruFocus considers Equity Group Holdings to be Significantly Overvalued.
Key valuation signals for NAI:EQTY:
Net Margin %: 33.14% (near median its 10-year median of 30.85)
GF Value™: KES56.31 vs. price of KES79.75 (41.6% above fair value)
Industry Position: 23.4% above the Banks median (#342 of 1530)
No single metric tells the full story. See the NAI:EQTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equity Group Holdings Ltd offers banking and financial services in Kenya. The company offers retail banking, microfinance, and related services. It operates in six geographical markets: Kenya, Uganda, South Sudan, Rwanda, Tanzania, and the Democratic Republic of Congo. The consumer business line focuses on salaried customers or customers receiving other regular remittances, such as pensions. The majority of the firm's revenue is derived from Kenya. The firm offers Equity loans, Farm inputs, Mortgage loans, Asset finance loans, Trade finance, Development loans, and Business loans.
87GF Score
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