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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Equity Group Holdings's 3-Year RORE % for the quarter that ended in Mar. 2026 was 25.31%.
The industry rank for Equity Group Holdings's 3-Year RORE % or its related term are showing as below:
NAI:EQTY's 3-Year RORE % is ranked better than 77.28% of 1470
companies
in the Banks industry
Industry Median: 9.95
vs NAI:EQTY: 25.31
Equity Group Holdings (NAI:EQTY) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Equity Group Holdings 3-Year RORE % Related Terms
Equity Group Holdings 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Equity Group Holdings's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity Group Holdings 3-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Equity Group Holdings's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equity Group Holdings 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Equity Group Holdings's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Equity Group Holdings's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Equity Group Holdings (NAI:EQTY) has a 3-Year RORE % of 25.31 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Equity Group Holdings and its competitors. According to the industry distribution chart, Equity Group Holdings ranks #334 out of 1470 companies in the Banks industry, placing it in the top 22.7%.
Is Equity Group Holdings' 3-Year RORE % too high?
Equity Group Holdings' current 3-Year RORE % is 25.31. The Banks industry median 3-Year RORE % is 9.95. Equity Group Holdings' value of 25.31 is 154.4% above this industry median. Based on the distribution chart, Equity Group Holdings ranks #334 out of 1470 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Equity Group Holdings has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Equity Group Holdings' 3-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Equity Group Holdings ranks #334 out of 1470 companies for 3-Year RORE %. This places Equity Group Holdings in the top 23% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 9.95. Equity Group Holdings' value of 25.31 is 154.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.95, based on 1,470 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equity Group Holdings's current 3-Year RORE % of 25.31 is 154.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Equity Group Holdings and its competitors. For the Banks industry, the median 3-Year RORE % is 9.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equity Group Holdings's current 3-Year RORE % is 25.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Equity Group Holdings (NAI:EQTY) is currently considered Significantly Overvalued. The stock's GF Value™ is KES57.08, compared to a current price of KES86.50 — trading 51.5% above its estimated fair value. The current 3-Year RORE % is 25.31 and 154.4% above the Banks industry median of 9.95. Equity Group Holdings' overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Equity Group Holdings (NAI:EQTY), the current 3-Year RORE % is 25.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equity Group Holdings (NAI:EQTY) Overvalued in 2026?
Based on GuruFocus' analysis, Equity Group Holdings stock appears to be overvalued.
The current stock price of KES86.50 is trading 51.5% above its estimated GF Value™ of KES57.08.
GuruFocus considers Equity Group Holdings to be Significantly Overvalued.
Key valuation signals for NAI:EQTY:
3-Year RORE %: 25.31
GF Value™: KES57.08 vs. price of KES86.50 (51.5% above fair value)
Industry Position: 154.4% above the Banks median (#334 of 1470)
No single metric tells the full story. See the NAI:EQTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equity Group Holdings Ltd offers banking and financial services in Kenya. The company offers retail banking, microfinance, and related services. It operates in six geographical markets: Kenya, Uganda, South Sudan, Rwanda, Tanzania, and the Democratic Republic of Congo. The consumer business line focuses on salaried customers or customers receiving other regular remittances, such as pensions. The majority of the firm's revenue is derived from Kenya. The firm offers Equity loans, Farm inputs, Mortgage loans, Asset finance loans, Trade finance, Development loans, and Business loans.
89GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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