Equity Group HoldingsNAI:EQTY -0.29%86 Pretax Margin % is 44.32% as of Mar. 2026, which is 0% above its 10-year median of 44.11. GuruFocus rates NAI:EQTY with a GF Score™ of 86/100 and a GF Value™ of KES56.55 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,528 Banks companies, Equity Group Holdings ranks better than 77.88% on this metric.
The historical rank and industry rank for Equity Group Holdings's Pretax Margin % or its related term are showing as below:
NAI:EQTY'
s Pretax Margin % Range Over the Past 10 Years
Min: 26.5 Med: 44.11 Max: 49.55
Current: 46.8
NAI:EQTY's Pretax Margin % is ranked better than 77.88% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs NAI:EQTY: 46.80
Equity Group Holdings (NAI:EQTY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Equity Group Holdings Pretax Margin % Related Terms
Equity Group Holdings Pretax Margin % Historical Data
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The historical data trend for Equity Group Holdings's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity Group Holdings Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Equity Group Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equity Group Holdings Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Equity Group Holdings's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Equity Group Holdings's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity Group Holdings (NAI:EQTY) has a Pretax Margin % of 44.32% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Equity Group Holdings and its competitors. This is near median its historical median of 44.11. Over the past decade, Equity Group Holdings' Pretax Margin % has ranged from 26.50 to 49.55. According to the industry distribution chart, Equity Group Holdings ranks #338 out of 1528 companies in the Banks industry, placing it in the top 22.1%.
Is Equity Group Holdings' Pretax Margin % too high?
Equity Group Holdings' current Pretax Margin % of 44.32% is near median its 10-year median of 44.11. Over the past 10 years, this metric has ranged from a low of 26.50 to a high of 49.55. The Banks industry median Pretax Margin % is 34.67. Equity Group Holdings' value of 44.32% is 27.9% above this industry median. Based on the distribution chart, Equity Group Holdings ranks #338 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Equity Group Holdings has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Equity Group Holdings' Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Equity Group Holdings ranks #338 out of 1528 companies for Pretax Margin %. This places Equity Group Holdings in the top 22% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.67. Equity Group Holdings' value of 44.32% is 27.9% above this benchmark. Historically, Equity Group Holdings' own Pretax Margin % has ranged from 26.50 to 49.55 over the past decade. While the company's 10-year median is 44.11 vs. the industry median of 34.67, Equity Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equity Group Holdings's current Pretax Margin % of 44.32% is 27.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Equity Group Holdings and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equity Group Holdings's current Pretax Margin % is 44.32%, which is near median its own 10-year median of 44.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equity Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Equity Group Holdings (NAI:EQTY) is currently considered Significantly Overvalued. The stock's GF Value™ is KES56.55, compared to a current price of KES86.75 — trading 53.4% above its estimated fair value. The current Pretax Margin % is 44.32%, which is near median its 10-year median of 44.11 and 27.9% above the Banks industry median of 34.67. Equity Group Holdings' overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Equity Group Holdings (NAI:EQTY), the current Pretax Margin % is 44.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equity Group Holdings (NAI:EQTY) Overvalued in 2026?
Based on GuruFocus' analysis, Equity Group Holdings stock appears to be overvalued.
The current stock price of KES86.75 is trading 53.4% above its estimated GF Value™ of KES56.55.
GuruFocus considers Equity Group Holdings to be Significantly Overvalued.
Key valuation signals for NAI:EQTY:
Pretax Margin %: 44.32% (near median its 10-year median of 44.11)
GF Value™: KES56.55 vs. price of KES86.75 (53.4% above fair value)
Industry Position: 27.9% above the Banks median (#338 of 1528)
No single metric tells the full story. See the NAI:EQTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equity Group Holdings Ltd offers banking and financial services in Kenya. The company offers retail banking, microfinance, and related services. It operates in six geographical markets: Kenya, Uganda, South Sudan, Rwanda, Tanzania, and the Democratic Republic of Congo. The consumer business line focuses on salaried customers or customers receiving other regular remittances, such as pensions. The majority of the firm's revenue is derived from Kenya. The firm offers Equity loans, Farm inputs, Mortgage loans, Asset finance loans, Trade finance, Development loans, and Business loans.
86GF Score
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