PBCRF (PT Bank Central Asia Tbk) Net Loan: $56,845 Mil (As of Mar. 2026)


PBCRF PT Bank Central Asia Tbk PBCRF
57 GF Score
Price $0.34
GF Value $0.64
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Bank Central Asia Tbk Net Loan?

PT Bank Central Asia Tbk PBCRF +5.86% 57 Net Loan is $56,845 Mil as of Mar. 2026. GuruFocus rates PBCRF with a GF Score™ of 57/100 and a GF Value™ of $0.64 (Significantly Undervalued). The stock has 2 warning signs investors should review.

PT Bank Central Asia Tbk's quarterly net loan increased from Sep. 2025 ($55,224 Mil) to Dec. 2025 ($57,588 Mil) but then declined from Dec. 2025 ($57,588 Mil) to Mar. 2026 ($56,845 Mil).

PT Bank Central Asia Tbk's annual net loan increased from Dec. 2023 ($50,028 Mil) to Dec. 2024 ($57,588 Mil) and increased from Dec. 2024 ($57,588 Mil) to Dec. 2025 ($56,845 Mil).

PT Bank Central Asia Tbk Net Loan Historical Data

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The historical data trend for PT Bank Central Asia Tbk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk Net Loan Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42,129.04 43,310.87 50,027.72 55,396.51 57,588.19

PT Bank Central Asia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 55,087.58 56,716.42 55,223.56 57,588.19 56,844.52
PBCRF
57GF Score
PT Bank Central Asia Tbk PBCRF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Central Asia Tbk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $56,845 Mil mean?
PT Bank Central Asia Tbk (PBCRF) has a Net Loan of $56,845 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Central Asia Tbk and its competitors.
Is PT Bank Central Asia Tbk's Net Loan too high?
PT Bank Central Asia Tbk's current Net Loan is $56,845 Mil. Overall, PT Bank Central Asia Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's Net Loan compare to competitors?
PT Bank Central Asia Tbk's Net Loan of $56,845 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Central Asia Tbk and its competitors. PT Bank Central Asia Tbk's current Net Loan is $56,845 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.64, compared to a current price of $0.34 — trading 46.5% below its estimated fair value. The current Net Loan is $56,845 Mil. PT Bank Central Asia Tbk's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRF), the current Net Loan is $56,845 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (PBCRF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of $0.34 is trading 46.5% below its estimated GF Value™ of $0.64. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for PBCRF:

  • Net Loan: $56,845 Mil
  • GF Value™: $0.64 vs. price of $0.34 (46.5% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the PBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
57GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.34
Price
$0.64
GF Value