PT Bank Central Asia TbkPBCRF 53 5-Year Yield-on-Cost % is 20.18 as of Jul. 07, 2026, which is 281% above its 10-year median of 5.29. GuruFocus rates PBCRF with a GF Score™ of 53/100 and a GF Value™ of $0.64 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,255 Banks companies, PT Bank Central Asia Tbk ranks better than 94.82% on this metric.
The historical rank and industry rank for PT Bank Central Asia Tbk's 5-Year Yield-on-Cost % or its related term are showing as below:
PBCRF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.77 Med: 5.29 Max: 21.36
Current: 20.18
During the past 13 years, PT Bank Central Asia Tbk's highest Yield on Cost was 21.36. The lowest was 2.77. And the median was 5.29.
PBCRF's 5-Year Yield-on-Cost % is ranked better than 94.82% of 1255
companies
in the Banks industry
Industry Median: 3.9
vs PBCRF: 20.18
PT Bank Central Asia Tbk (OTCPK:PBCRF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PT Bank Central Asia Tbk 5-Year Yield-on-Cost % Related Terms
PT Bank Central Asia Tbk 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Central Asia Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Central Asia Tbk 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PT Bank Central Asia Tbk's 5-Year Yield-on-Cost % falls into.
PT Bank Central Asia Tbk 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PT Bank Central Asia Tbk (PBCRF) has a 5-Year Yield-on-Cost % of 20.18 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Central Asia Tbk and its competitors. This is 281% above median its historical median of 5.29. Over the past decade, PT Bank Central Asia Tbk's 5-Year Yield-on-Cost % has ranged from 2.77 to 21.36. According to the industry distribution chart, PT Bank Central Asia Tbk ranks #65 out of 1255 companies in the Banks industry, placing it in the top 5.2%.
Is PT Bank Central Asia Tbk's 5-Year Yield-on-Cost % too high?
PT Bank Central Asia Tbk's current 5-Year Yield-on-Cost % of 20.18 is 281% above median its 10-year median of 5.29. Over the past 10 years, this metric has ranged from a low of 2.77 to a high of 21.36. The Banks industry median 5-Year Yield-on-Cost % is 3.90. PT Bank Central Asia Tbk's value of 20.18 is 417.4% above this industry median. Based on the distribution chart, PT Bank Central Asia Tbk ranks #65 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Central Asia Tbk has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, PT Bank Central Asia Tbk ranks #65 out of 1255 companies for 5-Year Yield-on-Cost %. This places PT Bank Central Asia Tbk in the top 5% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.90. PT Bank Central Asia Tbk's value of 20.18 is 417.4% above this benchmark. Historically, PT Bank Central Asia Tbk's own 5-Year Yield-on-Cost % has ranged from 2.77 to 21.36 over the past decade. While the company's 10-year median is 5.29 vs. the industry median of 3.90, PT Bank Central Asia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Central Asia Tbk's current 5-Year Yield-on-Cost % of 20.18 is 417.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT Bank Central Asia Tbk and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Central Asia Tbk's current 5-Year Yield-on-Cost % is 20.18, which is 281% above median its own 10-year median of 5.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.64, compared to a current price of $0.33 — trading 48.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 20.18, which is 281% above median its 10-year median of 5.29 and 417.4% above the Banks industry median of 3.90. PT Bank Central Asia Tbk's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRF), the current 5-Year Yield-on-Cost % is 20.18 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Central Asia Tbk (PBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued.
The current stock price of $0.33 is trading 48.4% below its estimated GF Value™ of $0.64.
GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.
Key valuation signals for PBCRF:
5-Year Yield-on-Cost %: 20.18 (281% above median its 10-year median of 5.29)
GF Value™: $0.64 vs. price of $0.33 (48.4% below fair value)
Industry Position: 417.4% above the Banks median (#65 of 1255)
No single metric tells the full story. See the PBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
53GF Score
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