PBCRF (PT Bank Central Asia Tbk) ROE % Adjusted to Book Value: 6.74% (As of Mar. 2026)


PBCRF PT Bank Central Asia Tbk PBCRF
57 GF Score
Price $0.35
GF Value $0.64
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank Central Asia Tbk ROE % Adjusted to Book Value?

PT Bank Central Asia Tbk PBCRF 57 ROE % Adjusted to Book Value is 6.74% as of Mar. 2026. GuruFocus rates PBCRF with a GF Score™ of 57/100 and a GF Value™ of $0.64 (Significantly Undervalued). The stock has 2 warning signs investors should review.

PT Bank Central Asia Tbk's ROE % for the quarter that ended in Mar. 2026 was 21.58%. PT Bank Central Asia Tbk's PB Ratio for the quarter that ended in Mar. 2026 was 3.20. PT Bank Central Asia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.74%.


PT Bank Central Asia Tbk ROE % Adjusted to Book Value Related Terms


PT Bank Central Asia Tbk ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for PT Bank Central Asia Tbk's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk ROE % Adjusted to Book Value Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.64 4.16 4.65 4.98 6.21

PT Bank Central Asia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.17 6.00 6.46 6.04 6.74

PT Bank Central Asia Tbk ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, PT Bank Central Asia Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Central Asia Tbk ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PT Bank Central Asia Tbk's ROE % Adjusted to Book Value falls into.


PBCRF
57GF Score
PT Bank Central Asia Tbk PBCRF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Central Asia Tbk ROE % Adjusted to Book Value Calculation

PT Bank Central Asia Tbk's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=20.73% / 3.34
=6.21%

PT Bank Central Asia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=21.58% / 3.20
=6.74%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.74% mean?
PT Bank Central Asia Tbk (PBCRF) has a ROE % Adjusted to Book Value of 6.74% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Central Asia Tbk and its competitors.
Is PT Bank Central Asia Tbk's ROE % Adjusted to Book Value too high?
PT Bank Central Asia Tbk's current ROE % Adjusted to Book Value is 6.74%. Overall, PT Bank Central Asia Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's ROE % Adjusted to Book Value compare to competitors?
PT Bank Central Asia Tbk's ROE % Adjusted to Book Value of 6.74% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Central Asia Tbk and its competitors. PT Bank Central Asia Tbk's current ROE % Adjusted to Book Value is 6.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.64, compared to a current price of $0.35 — trading 45.5% below its estimated fair value. The current ROE % Adjusted to Book Value is 6.74%. PT Bank Central Asia Tbk's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRF), the current ROE % Adjusted to Book Value is 6.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (PBCRF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of $0.35 is trading 45.5% below its estimated GF Value™ of $0.64. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for PBCRF:

  • ROE % Adjusted to Book Value: 6.74%
  • GF Value™: $0.64 vs. price of $0.35 (45.5% below fair value)
  • GF Score™: 57/100 with 2 warning signs

No single metric tells the full story. See the PBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
57GF Score

Get the complete analysis for PBCRF

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.35
Price
$0.64
GF Value