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PT Bank Central Asia TbkPBCRF 57 Forward Rate of Return (Yacktman) % is 18.43% as of Jun. 2026, which is 7% above its 10-year median of 17.28. GuruFocus rates PBCRF with a GF Score™ of 57/100 and a GF Value™ of $0.56 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,420 Banks companies, PT Bank Central Asia Tbk ranks better than 57.04% on this metric.
Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. PT Bank Central Asia Tbk's forward rate of return for was 18.43%.
The historical rank and industry rank for PT Bank Central Asia Tbk's Forward Rate of Return (Yacktman) % or its related term are showing as below:
PBCRF'
s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 13.31 Med: 17.28 Max: 30.02
Current: 17.12
During the past 13 years, PT Bank Central Asia Tbk's highest Forward Rate of Return was 30.02. The lowest was 13.31. And the median was 17.28.
PBCRF's Forward Rate of Return (Yacktman) % is ranked better than 57.04% of 1420
companies
in the Banks industry
Industry Median: 15.405
vs PBCRF: 17.12
Unlike the Earnings Yield %, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
PT Bank Central Asia Tbk (OTCPK:PBCRF) Forward Rate of Return (Yacktman) % Explanation
Unlike the Earnings Yield, the Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
For the growth part of the Forward Rate of Return calculation, GuruFocus uses the 5-year average growth rate of Book Value per share as the growth rate, and the growth rate is always capped at 20%. For the Free Cash Flow we use per share data averaged over five years. The reason we use five years is to make it comparable to the growth rate.
Be Aware
In the Forward Rate of Return calculation, the growth rate is added directly to today's free cash flow yield. Therefore the calculation is reliable only if the company can grow at the same rate in the future as it did in the past. Investors should pay close attention to this when researching growth stocks. A more accurate measurement for return is Return on Capital.
PT Bank Central Asia Tbk Forward Rate of Return (Yacktman) % Related Terms
PT Bank Central Asia Tbk Forward Rate of Return (Yacktman) % Historical Data
* Premium members only.
The historical data trend for PT Bank Central Asia Tbk's Forward Rate of Return (Yacktman) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Central Asia Tbk Forward Rate of Return (Yacktman) % Chart
PT Bank Central Asia Tbk Forward Rate of Return (Yacktman) % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Central Asia Tbk's Forward Rate of Return (Yacktman) %, along with its competitors' market caps and Forward Rate of Return (Yacktman) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Central Asia Tbk Forward Rate of Return (Yacktman) % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's Forward Rate of Return (Yacktman) % distribution charts can be found below:
* The bar in red indicates where PT Bank Central Asia Tbk's Forward Rate of Return (Yacktman) % falls into.
PT Bank Central Asia Tbk Forward Rate of Return (Yacktman) % Calculation
Forward Rate of Return is a concept that Don Yacktman uses in his investment approach. Yacktman explained the forward rate of return concept in detail in his interview with GuruFocus. Yacktman defines forward rate of return as the normalized free cash flow yield plus real growth plus inflation. He said in the interview (March 2012, when the S&P 500 was at about 1400):
If the business is stable, this calculation is fairly straightforward. For instance, on the S&P 500 we would normalize earnings. We would then calculate what percentage of those earnings are not reinvested in the underlying businesses and are therefore free. Historically, for the S&P 500, this has been just under 50% of earnings. Currently, we expect the S&P to earn about 70 on a normalized basis, a number which is far below reported earnings due to our adjusting for record high profit margins. $70 X ½ / 1400 gives you a normalized free cash flow yield of approximately 2.5%.
The historical real growth rate of the S&P 500 (companies) is about 1.5%. Assuming an inflation rate of 2.5%, the forward rate of return on an investment in the S&P 500 is about 6.5% today (2.5% free cash flow yield plus 1.5% real growth plus 2.5% inflation).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Rate of Return (Yacktman) % of 18.43% mean?
PT Bank Central Asia Tbk (PBCRF) has a Forward Rate of Return (Yacktman) % of 18.43% as of Jun. 2026. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on PT Bank Central Asia Tbk and its competitors. This is near median its historical median of 17.28. Over the past decade, PT Bank Central Asia Tbk's Forward Rate of Return (Yacktman) % has ranged from 13.31 to 30.02. According to the industry distribution chart, PT Bank Central Asia Tbk ranks #610 out of 1420 companies in the Banks industry, placing it in the top 43%.
Is PT Bank Central Asia Tbk's Forward Rate of Return (Yacktman) % too high?
PT Bank Central Asia Tbk's current Forward Rate of Return (Yacktman) % of 18.43% is near median its 10-year median of 17.28. Over the past 10 years, this metric has ranged from a low of 13.31 to a high of 30.02. The Banks industry median Forward Rate of Return (Yacktman) % is 15.41. PT Bank Central Asia Tbk's value of 18.43% is 19.6% above this industry median. Based on the distribution chart, PT Bank Central Asia Tbk ranks #610 out of 1420 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Central Asia Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's Forward Rate of Return (Yacktman) % compare to competitors?
According to the Banks industry distribution chart, PT Bank Central Asia Tbk ranks #610 out of 1420 companies for Forward Rate of Return (Yacktman) %. This puts PT Bank Central Asia Tbk in the upper half of its industry. The industry median Forward Rate of Return (Yacktman) % is 15.41. PT Bank Central Asia Tbk's value of 18.43% is 19.6% above this benchmark. Historically, PT Bank Central Asia Tbk's own Forward Rate of Return (Yacktman) % has ranged from 13.31 to 30.02 over the past decade. While the company's 10-year median is 17.28 vs. the industry median of 15.41, PT Bank Central Asia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Rate of Return (Yacktman) % for a Banks company?
The median Forward Rate of Return (Yacktman) % among Banks companies is 15.41, based on 1,420 companies in the industry. Companies in the top quartile (top 25%) have a Forward Rate of Return (Yacktman) % significantly above this median, while those in the bottom quartile fall well below. However, Forward Rate of Return (Yacktman) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Central Asia Tbk's current Forward Rate of Return (Yacktman) % of 18.43% is 19.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Rate of Return (Yacktman) % mean?
A high Forward Rate of Return (Yacktman) % can signal that a stock is expensive relative to its fundamentals. Yacktman's forward rate of return equals the sum of normalized free-cash-flow yield plus earnings growth. View historical data on PT Bank Central Asia Tbk and its competitors. For the Banks industry, the median Forward Rate of Return (Yacktman) % is 15.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Central Asia Tbk's current Forward Rate of Return (Yacktman) % is 18.43%, which is near median its own 10-year median of 17.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.56, compared to a current price of $0.36 — trading 35.9% below its estimated fair value. The current Forward Rate of Return (Yacktman) % is 18.43%, which is near median its 10-year median of 17.28 and 19.6% above the Banks industry median of 15.41. PT Bank Central Asia Tbk's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Rate of Return (Yacktman) % calculated?
Forward Rate of Return (Yacktman) % is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRF), the current Forward Rate of Return (Yacktman) % is 18.43% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Central Asia Tbk (PBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued.
The current stock price of $0.36 is trading 35.9% below its estimated GF Value™ of $0.56.
GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.
Key valuation signals for PBCRF:
Forward Rate of Return (Yacktman) %: 18.43% (near median its 10-year median of 17.28)
GF Value™: $0.56 vs. price of $0.36 (35.9% below fair value)
Industry Position: 19.6% above the Banks median (#610 of 1420)
No single metric tells the full story. See the PBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
57GF Score
Get the complete analysis for PBCRF
Forward Rate of Return (Yacktman) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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