PT Bank Central Asia TbkPBCRF 57 Pretax Margin % is 63.07% as of Mar. 2026, which is 25% above its 10-year median of 50.54. GuruFocus rates PBCRF with a GF Score™ of 57/100 and a GF Value™ of $0.64 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,526 Banks companies, PT Bank Central Asia Tbk ranks better than 93.45% on this metric.
The historical rank and industry rank for PT Bank Central Asia Tbk's Pretax Margin % or its related term are showing as below:
PBCRF'
s Pretax Margin % Range Over the Past 10 Years
Min: 43.76 Med: 50.54 Max: 62.7
Current: 62.34
PBCRF's Pretax Margin % is ranked better than 93.45% of 1526
companies
in the Banks industry
Industry Median: 34.885
vs PBCRF: 62.34
PT Bank Central Asia Tbk (OTCPK:PBCRF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
PT Bank Central Asia Tbk Pretax Margin % Related Terms
PT Bank Central Asia Tbk Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Central Asia Tbk Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Central Asia Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Central Asia Tbk Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank Central Asia Tbk's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Central Asia Tbk (PBCRF) has a Pretax Margin % of 63.07% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank Central Asia Tbk and its competitors. This is 25% above median its historical median of 50.54. Over the past decade, PT Bank Central Asia Tbk's Pretax Margin % has ranged from 43.76 to 62.70. According to the industry distribution chart, PT Bank Central Asia Tbk ranks #100 out of 1526 companies in the Banks industry, placing it in the top 6.6%.
Is PT Bank Central Asia Tbk's Pretax Margin % too high?
PT Bank Central Asia Tbk's current Pretax Margin % of 63.07% is 25% above median its 10-year median of 50.54. Over the past 10 years, this metric has ranged from a low of 43.76 to a high of 62.70. The Banks industry median Pretax Margin % is 34.89. PT Bank Central Asia Tbk's value of 63.07% is 80.8% above this industry median. Based on the distribution chart, PT Bank Central Asia Tbk ranks #100 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Central Asia Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Central Asia Tbk ranks #100 out of 1526 companies for Pretax Margin %. This places PT Bank Central Asia Tbk in the top 7% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.89. PT Bank Central Asia Tbk's value of 63.07% is 80.8% above this benchmark. Historically, PT Bank Central Asia Tbk's own Pretax Margin % has ranged from 43.76 to 62.70 over the past decade. While the company's 10-year median is 50.54 vs. the industry median of 34.89, PT Bank Central Asia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.89, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Central Asia Tbk's current Pretax Margin % of 63.07% is 80.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Bank Central Asia Tbk and its competitors. For the Banks industry, the median Pretax Margin % is 34.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Central Asia Tbk's current Pretax Margin % is 63.07%, which is 25% above median its own 10-year median of 50.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.64, compared to a current price of $0.35 — trading 45.5% below its estimated fair value. The current Pretax Margin % is 63.07%, which is 25% above median its 10-year median of 50.54 and 80.8% above the Banks industry median of 34.89. PT Bank Central Asia Tbk's overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRF), the current Pretax Margin % is 63.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Central Asia Tbk (PBCRF) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued.
The current stock price of $0.35 is trading 45.5% below its estimated GF Value™ of $0.64.
GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.
Key valuation signals for PBCRF:
Pretax Margin %: 63.07% (25% above median its 10-year median of 50.54)
GF Value™: $0.64 vs. price of $0.35 (45.5% below fair value)
Industry Position: 80.8% above the Banks median (#100 of 1526)
No single metric tells the full story. See the PBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
57GF Score
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