PBCRF (PT Bank Central Asia Tbk) OCF Margin %: -54.20% (As of Jun. 2026)

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PBCRF PT Bank Central Asia Tbk PBCRF
55 GF Score
Price $0.35
GF Value $0.56
Valuation Significantly Undervalued
! 3 Warning Signs
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What is PT Bank Central Asia Tbk OCF Margin %?

PT Bank Central Asia Tbk PBCRF 55 OCF Margin % is -54.20% as of Jun. 2026. GuruFocus rates PBCRF with a GF Score™ of 55/100 and a GF Value™ of $0.56 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,498 Banks companies, PT Bank Central Asia Tbk ranks better than 77.04% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. PT Bank Central Asia Tbk's Cash Flow from Operations for the three months ended in Jun. 2026 was $-874 Mil. PT Bank Central Asia Tbk's Revenue for the three months ended in Jun. 2026 was $1,613 Mil. Therefore, PT Bank Central Asia Tbk's OCF Margin % for the quarter that ended in Jun. 2026 was -54.20%.

As of today, PT Bank Central Asia Tbk's current OCF Yield % is 8.79%.

The historical rank and industry rank for PT Bank Central Asia Tbk's OCF Margin % or its related term are showing as below:

PBCRF' s OCF Margin % Range Over the Past 10 Years
Min: 7.62   Med: 62.12   Max: 157.46
Current: 61.14


During the past 13 years, the highest OCF Margin % of PT Bank Central Asia Tbk was 157.46%. The lowest was 7.62%. And the median was 62.12%.

PBCRF's OCF Margin % is ranked better than
77.04% of 1498 companies
in the Banks industry
Industry Median: 29.705 vs PBCRF: 61.14


PT Bank Central Asia Tbk OCF Margin % Related Terms


PT Bank Central Asia Tbk OCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Bank Central Asia Tbk's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk OCF Margin % Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 157.46 37.73 57.78 49.47 67.80

PT Bank Central Asia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.18 79.44 43.33 167.20 -54.20

PT Bank Central Asia Tbk OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Bank Central Asia Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Central Asia Tbk OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's OCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Bank Central Asia Tbk's OCF Margin % falls into.


PBCRF
55GF Score
PT Bank Central Asia Tbk PBCRF
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Central Asia Tbk OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

PT Bank Central Asia Tbk's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4639.264/6842.566
=67.80 %

PT Bank Central Asia Tbk's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-873.956/1612.539
=-54.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -54.20% mean?
PT Bank Central Asia Tbk (PBCRF) has a OCF Margin % of -54.20% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Central Asia Tbk and its competitors. Over the past decade, PT Bank Central Asia Tbk's OCF Margin % has ranged from 7.62 to 157.46. According to the industry distribution chart, PT Bank Central Asia Tbk ranks #344 out of 1498 companies in the Banks industry, placing it in the top 23%.
Is PT Bank Central Asia Tbk's OCF Margin % too high?
PT Bank Central Asia Tbk's current OCF Margin % is -54.20%. Over the past 10 years, this metric has ranged from a low of 7.62 to a high of 157.46. Based on the distribution chart, PT Bank Central Asia Tbk ranks #344 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Central Asia Tbk has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Central Asia Tbk ranks #344 out of 1498 companies for OCF Margin %. This places PT Bank Central Asia Tbk in the top 23% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.71. Historically, PT Bank Central Asia Tbk's own OCF Margin % has ranged from 7.62 to 157.46 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.71, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Bank Central Asia Tbk and its competitors. For the Banks industry, the median OCF Margin % is 29.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Central Asia Tbk's current OCF Margin % is -54.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.56, compared to a current price of $0.35 — trading 36.9% below its estimated fair value. The current OCF Margin % is -54.20%. PT Bank Central Asia Tbk's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRF), the current OCF Margin % is -54.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (PBCRF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of $0.35 is trading 36.9% below its estimated GF Value™ of $0.56. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for PBCRF:

  • OCF Margin %: -54.20%
  • GF Value™: $0.56 vs. price of $0.35 (36.9% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the PBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
55GF Score

Get the complete analysis for PBCRF

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.35
Price
$0.56
GF Value