PBCRF (PT Bank Central Asia Tbk) Shiller PE Ratio: 18.03 (As of Aug. 31, 2026) — 49% Below Median

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PBCRF PT Bank Central Asia Tbk PBCRF
57 GF Score
Price $0.36
GF Value $0.56
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is PT Bank Central Asia Tbk Shiller PE Ratio?

PT Bank Central Asia Tbk PBCRF 57 Shiller PE Ratio is 18.03 as of Aug. 31, 2026, which is 49% below its 10-year median of 35.63. GuruFocus rates PBCRF with a GF Score™ of 57/100 and a GF Value™ of $0.56 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,239 Banks companies, PT Bank Central Asia Tbk ranks worse than 75.06% on this metric.

As of today (2026-08-31), PT Bank Central Asia Tbk's current share price is $0.3606. PT Bank Central Asia Tbk's E10 for the quarter that ended in Jun. 2026 was $0.02. PT Bank Central Asia Tbk's Shiller PE Ratio for today is 18.03.

The historical rank and industry rank for PT Bank Central Asia Tbk's Shiller PE Ratio or its related term are showing as below:

PBCRF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 15.19   Med: 35.63   Max: 40.51
Current: 18.85

During the past years, PT Bank Central Asia Tbk's highest Shiller PE Ratio was 40.51. The lowest was 15.19. And the median was 35.63.

PBCRF's Shiller PE Ratio is ranked worse than
75.06% of 1239 companies
in the Banks industry
Industry Median: 13.77 vs PBCRF: 18.85

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

PT Bank Central Asia Tbk's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.007. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.02 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Bank Central Asia Tbk  (OTCPK:PBCRF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


PT Bank Central Asia Tbk Shiller PE Ratio Related Terms


PT Bank Central Asia Tbk Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for PT Bank Central Asia Tbk's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk Shiller PE Ratio Chart

PT Bank Central Asia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.73 37.39 36.47 33.60 24.93

PT Bank Central Asia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.33 24.28 24.93 19.31 16.16

PT Bank Central Asia Tbk Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Bank Central Asia Tbk's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Central Asia Tbk Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Central Asia Tbk's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank Central Asia Tbk's Shiller PE Ratio falls into.


PBCRF
57GF Score
PT Bank Central Asia Tbk PBCRF
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Central Asia Tbk Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

PT Bank Central Asia Tbk's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=0.3606/0.02
=18.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Central Asia Tbk's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, PT Bank Central Asia Tbk's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.007/137.6954*137.6954
=0.007

Current CPI (Jun. 2026) = 137.6954.

PT Bank Central Asia Tbk Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.003 104.142 0.004
201612 0.003 105.222 0.004
201703 0.003 106.476 0.004
201706 0.003 107.722 0.004
201709 0.004 108.020 0.005
201712 0.004 109.017 0.005
201803 0.003 110.097 0.004
201806 0.003 111.085 0.004
201809 0.004 111.135 0.005
201812 0.004 112.430 0.005
201903 0.003 112.829 0.004
201906 0.004 114.730 0.005
201909 0.005 114.905 0.006
201912 0.004 115.486 0.005
202003 0.004 116.252 0.005
202006 0.003 116.630 0.004
202009 0.004 116.397 0.005
202012 0.004 117.318 0.005
202103 0.004 117.840 0.005
202106 0.004 118.184 0.005
202109 0.005 118.262 0.006
202112 0.005 119.516 0.006
202203 0.005 120.948 0.006
202206 0.006 123.322 0.007
202209 0.006 125.298 0.007
202212 0.006 126.098 0.007
202303 0.006 126.953 0.007
202306 0.007 127.663 0.008
202309 0.006 128.151 0.006
202312 0.006 129.395 0.006
202403 0.007 130.607 0.007
202406 0.007 130.792 0.007
202409 0.007 130.361 0.007
202412 0.007 131.432 0.007
202503 0.007 131.948 0.007
202506 0.007 133.241 0.007
202509 0.007 133.819 0.007
202512 0.007 135.271 0.007
202603 0.007 136.539 0.007
202606 0.007 137.695 0.007

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 18.03 mean?
PT Bank Central Asia Tbk (PBCRF) has a Shiller PE Ratio of 18.03 as of Aug. 31, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on PT Bank Central Asia Tbk and its competitors. This is 49% below median its historical median of 35.63. Over the past decade, PT Bank Central Asia Tbk's Shiller PE Ratio has ranged from 15.19 to 40.51. According to the industry distribution chart, PT Bank Central Asia Tbk ranks #930 out of 1239 companies in the Banks industry, placing it in the top 75.1%.
Is PT Bank Central Asia Tbk's Shiller PE Ratio too high?
PT Bank Central Asia Tbk's current Shiller PE Ratio of 18.03 is 49% below median its 10-year median of 35.63. Over the past 10 years, this metric has ranged from a low of 15.19 to a high of 40.51. The Banks industry median Shiller PE Ratio is 13.77. PT Bank Central Asia Tbk's value of 18.03 is 30.9% above this industry median. Based on the distribution chart, PT Bank Central Asia Tbk ranks #930 out of 1239 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Bank Central Asia Tbk has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Central Asia Tbk's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Central Asia Tbk ranks #930 out of 1239 companies for Shiller PE Ratio. This places PT Bank Central Asia Tbk in the lower half of its industry. The industry median Shiller PE Ratio is 13.77. PT Bank Central Asia Tbk's value of 18.03 is 30.9% above this benchmark. Historically, PT Bank Central Asia Tbk's own Shiller PE Ratio has ranged from 15.19 to 40.51 over the past decade. While the company's 10-year median is 35.63 vs. the industry median of 13.77, PT Bank Central Asia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.77, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Central Asia Tbk's current Shiller PE Ratio of 18.03 is 30.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on PT Bank Central Asia Tbk and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Central Asia Tbk's current Shiller PE Ratio is 18.03, which is 49% below median its own 10-year median of 35.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Central Asia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Central Asia Tbk (PBCRF) is currently considered Significantly Undervalued. The stock's GF Value™ is $0.56, compared to a current price of $0.36 — trading 35.6% below its estimated fair value. The current Shiller PE Ratio is 18.03, which is 49% below median its 10-year median of 35.63 and 30.9% above the Banks industry median of 13.77. PT Bank Central Asia Tbk's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For PT Bank Central Asia Tbk (PBCRF), the current Shiller PE Ratio is 18.03 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Central Asia Tbk (PBCRF) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Central Asia Tbk stock appears to be undervalued. The current stock price of $0.36 is trading 35.6% below its estimated GF Value™ of $0.56. GuruFocus considers PT Bank Central Asia Tbk to be Significantly Undervalued.

Key valuation signals for PBCRF:

  • Shiller PE Ratio: 18.03 (49% below median its 10-year median of 35.63)
  • GF Value™: $0.56 vs. price of $0.36 (35.6% below fair value)
  • GF Score™: 57/100 with 3 warning signs
  • Industry Position: 30.9% above the Banks median (#930 of 1239)

No single metric tells the full story. See the PBCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Central Asia Tbk Business Description

Address Jalan. M.H. Thamrin No. 1, Menara BCA, 20th Floor, Grand Indonesia, Jakarta, IDN, 10310
PT Bank Central Asia Tbk is an Indonesia-based banking service provider operating as a Sharia bank. The bank provides various financial solutions to its customers through its inter-branch links, ATM network, and electronic banking services. It offers loans, deposit accounts, mutual fund investments, fixed income products, and credit facilities, among other banking products and services. Its segments are Loans, which derives maximum revenue, Treasury, and Others. The customer base mainly includes individuals, small and medium businesses, and corporations. Its business segment is classified into five geographic areas, which are Sumatera, Java, Kalimantan, East Indonesia, and overseas operations.
57GF Score

Get the complete analysis for PBCRF

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.36
Price
$0.56
GF Value