PYPL (PayPal Holdings) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PYPL PayPal Holdings Inc PYPL
87 GF Score
Price $55.18
GF Value $83.24
Valuation Significantly Undervalued
! 4 Warning Signs
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What is PayPal Holdings Net Loan?

Net Loan only applies to banks and insurance companies.

PYPL
87GF Score
PayPal Holdings Inc PYPL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PayPal Holdings (PYPL) Overvalued in 2026?

Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued. The current stock price of $55.18 is trading 33.7% below its estimated GF Value™ of $83.24. GuruFocus considers PayPal Holdings to be Significantly Undervalued.

Key valuation signals for PYPL:

  • Net Loan:
  • GF Value™: $83.24 vs. price of $55.18 (33.7% below fair value)
  • GF Score™: 87/100 with 4 warning signs

No single metric tells the full story. See the PYPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PayPal Holdings Business Description

Address 2211 North First Street, San Jose, CA, USA, 95131
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
87GF Score

Get the complete analysis for PYPL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.18
Price
$83.24
GF Value