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Customer Acquisition Cost (USD) is the cost of winning a customer to purchase a product/service. A lower Customer Acquisition Cost (CAC) is more competitive for e-commerce companies.
The historical rank and industry rank for PayPal Holdings's Customer Acquisition Cost (USD) or its related term are showing as below:
PYPL's Customer Acquisition Cost (USD) is not ranked *
in the Credit Services industry.
Industry Median: * Ranked among companies with meaningful Customer Acquisition Cost (USD) only.
Customer Acquisition Cost (USD), CAC, is the cost of convincing a potential customer to buy a product or service. Investors can determine a company’s profitability by looking at the difference between how much money can be extracted from customers and the costs of extracting it. Lower CAC is better since it directly reflects the profitability of a company. CAC can be improved by a successful marketing strategy, targeted advertising and media exposure.
The CAC can be calculated by dividing all the costs spent on acquiring more customers (marketing expenses) by the number of customers acquired in the period the money was spent.
PayPal Holdings Customer Acquisition Cost (USD) Related Terms
PayPal Holdings Customer Acquisition Cost (USD) Historical Data
* Premium members only.
The historical data trend for PayPal Holdings's Customer Acquisition Cost (USD) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PYPL vs SYF, AFRM, SOFI: Customer Acquisition Cost (USD) Comparison
For the Credit Services subindustry, PayPal Holdings's Customer Acquisition Cost (USD), along with its competitors' market caps and Customer Acquisition Cost (USD) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
What does a Customer Acquisition Cost (USD) of 0.00 mean?
PayPal Holdings (PYPL) has a Customer Acquisition Cost (USD) of 0.00 as of Jun. 2026. Customer Acquisition Cost is is the cost of winning a customer to purchase a product or service. View historical data on PayPal Holdings and its competitors.
Is PayPal Holdings' Customer Acquisition Cost (USD) too high?
PayPal Holdings' current Customer Acquisition Cost (USD) is 0.00. Overall, PayPal Holdings has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PayPal Holdings' Customer Acquisition Cost (USD) compare to SYF and AFRM?
PayPal Holdings' Customer Acquisition Cost (USD) of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Customer Acquisition Cost (USD) for a Credit Services company?
A good Customer Acquisition Cost (USD) depends on the Credit Services industry context. However, Customer Acquisition Cost (USD) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Customer Acquisition Cost (USD) mean?
A high Customer Acquisition Cost (USD) can signal that a stock is expensive relative to its fundamentals. Customer Acquisition Cost is is the cost of winning a customer to purchase a product or service. View historical data on PayPal Holdings and its competitors. PayPal Holdings's current Customer Acquisition Cost (USD) is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PayPal Holdings stock overvalued right now?
Based on GuruFocus' analysis, PayPal Holdings (PYPL) is currently considered Modestly Undervalued. The stock's GF Value™ is $83.55, compared to a current price of $61.52 — trading 26.4% below its estimated fair value. The current Customer Acquisition Cost (USD) is 0.00. PayPal Holdings' overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Customer Acquisition Cost (USD) calculated?
Customer Acquisition Cost (USD) is calculated from a company's financial statements. For PayPal Holdings (PYPL), the current Customer Acquisition Cost (USD) is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PayPal Holdings (PYPL) Overvalued in 2026?
Based on GuruFocus' analysis, PayPal Holdings stock appears to be undervalued.
The current stock price of $61.52 is trading 26.4% below its estimated GF Value™ of $83.55.
GuruFocus considers PayPal Holdings to be Modestly Undervalued.
Key valuation signals for PYPL:
Customer Acquisition Cost (USD): 0.00
GF Value™: $83.55 vs. price of $61.52 (26.4% below fair value)
No single metric tells the full story. See the PYPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 439 million active accounts at the end of 2025. The company also owns Venmo, a person-to-person payment platform.
91GF Score
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Customer Acquisition Cost (USD) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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