SCGLF (Societe Generale) Net Loan: $635,106 Mil (As of Mar. 2026)


SCGLF Societe Generale SA SCGLF
59 GF Score
Price $87.02
GF Value $43.19
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Societe Generale Net Loan?

Societe Generale SCGLF 59 Net Loan is $635,106 Mil as of Mar. 2026. GuruFocus rates SCGLF with a GF Score™ of 59/100 and a GF Value™ of $43.19 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Societe Generale's quarterly net loan declined from Sep. 2025 ($614,644 Mil) to Dec. 2025 ($576,882 Mil) but then increased from Dec. 2025 ($576,882 Mil) to Mar. 2026 ($635,106 Mil).

Societe Generale's annual net loan declined from Dec. 2023 ($559,543 Mil) to Dec. 2024 ($576,882 Mil) but then increased from Dec. 2024 ($576,882 Mil) to Dec. 2025 ($635,106 Mil).

Societe Generale Net Loan Historical Data

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The historical data trend for Societe Generale's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Generale Net Loan Chart

Societe Generale Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 626,482.49 561,799.79 559,543.08 511,507.85 576,881.73

Societe Generale Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 583,072.43 555,963.09 614,644.37 576,881.73 635,106.36
SCGLF
59GF Score
Societe Generale SA SCGLF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Generale Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $635,106 Mil mean?
Societe Generale (SCGLF) has a Net Loan of $635,106 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Societe Generale and its competitors.
Is Societe Generale's Net Loan too high?
Societe Generale's current Net Loan is $635,106 Mil. Overall, Societe Generale has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale's Net Loan compare to competitors?
Societe Generale's Net Loan of $635,106 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Societe Generale and its competitors. Societe Generale's current Net Loan is $635,106 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale (SCGLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $43.19, compared to a current price of $87.02 — trading 101.5% above its estimated fair value. The current Net Loan is $635,106 Mil. Societe Generale's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Societe Generale (SCGLF), the current Net Loan is $635,106 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Generale (SCGLF) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Generale stock appears to be overvalued. The current stock price of $87.02 is trading 101.5% above its estimated GF Value™ of $43.19. GuruFocus considers Societe Generale to be Significantly Overvalued.

Key valuation signals for SCGLF:

  • Net Loan: $635,106 Mil
  • GF Value™: $43.19 vs. price of $87.02 (101.5% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the SCGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Societe Generale Business Description

Address 29, Boulevard Haussmann, Paris, FRA, 75009
Société Générale is a diversified European bank whose largest division is its corporate and investment bank, anchored by a well-regarded equity franchise. Its French retail operations include both the traditional branch network and fast-growing digital bank Boursorama. Internationally, Société Générale ranks among the largest banks in the Czech Republic and Romania. It also holds dominant positions in several African markets, though with a smaller earnings contribution. The group is a leading player in vehicle and equipment leasing through ALD Automotive.
59GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$87.02
Price
$43.19
GF Value