SCGLF (Societe Generale) Moat Score: 6/10 (As of Jun. 25, 2026)


SCGLF Societe Generale SA SCGLF
59 GF Score
Price $88.04
GF Value $44.19
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Societe Generale Moat Score?

Societe Generale SCGLF 59 Moat Score is 6 as of Jun. 25, 2026. GuruFocus rates SCGLF with a GF Score™ of 59/100 and a GF Value™ of $44.19 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,609 Banks companies, Societe Generale ranks better than 97.76% on this metric.

Societe Generale has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Societe Generale has Narrow Moat: Societe Generale SA has a strong narrow moat due to its established brand and extensive distribution network in the banking sector. It benefits from regulatory barriers and customer switching costs, but intense competition in financial services limits its moat to narrow.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Societe Generale might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Societe Generale  (OTCPK:SCGLF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Societe Generale Moat Score Related Terms

Societe Generale Moat Score Competitor Comparison

For the Banks - Regional subindustry, Societe Generale's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Societe Generale Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Societe Generale's Moat Score distribution charts can be found below:

* The bar in red indicates where Societe Generale's Moat Score falls into.


SCGLF
59GF Score
Societe Generale SA SCGLF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 6 mean?
Societe Generale (SCGLF) has a Moat Score of 6 as of Jun. 25, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Societe Generale ranks #36 out of 1609 companies in the Banks industry, placing it in the top 2.2%.
Is Societe Generale's Moat Score too high?
Societe Generale's current Moat Score is 6. Based on the distribution chart, Societe Generale ranks #36 out of 1609 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Societe Generale has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale's Moat Score compare to competitors?
According to the Banks industry distribution chart, Societe Generale ranks #36 out of 1609 companies for Moat Score. This places Societe Generale in the top 2% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Societe Generale's current Moat Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale (SCGLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $44.19, compared to a current price of $88.04 — trading 99.2% above its estimated fair value. The current Moat Score is 6. Societe Generale's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Societe Generale (SCGLF), the current Moat Score is 6 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Generale (SCGLF) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Generale stock appears to be overvalued. The current stock price of $88.04 is trading 99.2% above its estimated GF Value™ of $44.19. GuruFocus considers Societe Generale to be Significantly Overvalued.

Key valuation signals for SCGLF:

  • Moat Score: 6
  • GF Value™: $44.19 vs. price of $88.04 (99.2% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the SCGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Societe Generale Business Description

Address 29, Boulevard Haussmann, Paris, FRA, 75009
Société Générale is a diversified European bank whose largest division is its corporate and investment bank, anchored by a well-regarded equity franchise. Its French retail operations include both the traditional branch network and fast-growing digital bank Boursorama. Internationally, Société Générale ranks among the largest banks in the Czech Republic and Romania. It also holds dominant positions in several African markets, though with a smaller earnings contribution. The group is a leading player in vehicle and equipment leasing through ALD Automotive.
59GF Score

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$88.04
Price
$44.19
GF Value