Societe GeneraleSCGLF 59 5-Year Yield-on-Cost % is 2.15 as of Jul. 02, 2026, which is 63% below its 10-year median of 5.86. GuruFocus rates SCGLF with a GF Score™ of 59/100 and a GF Value™ of $43.41 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,252 Banks companies, Societe Generale ranks worse than 80.59% on this metric.
Societe Generale's yield on cost for the quarter that ended in Mar. 2026 was 2.15.
The historical rank and industry rank for Societe Generale's 5-Year Yield-on-Cost % or its related term are showing as below:
SCGLF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.53 Med: 5.86 Max: 20.18
Current: 2.15
During the past 13 years, Societe Generale's highest Yield on Cost was 20.18. The lowest was 1.53. And the median was 5.86.
SCGLF's 5-Year Yield-on-Cost % is ranked worse than 80.59% of 1252
companies
in the Banks industry
Industry Median: 3.91
vs SCGLF: 2.15
Societe Generale (OTCPK:SCGLF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Societe Generale 5-Year Yield-on-Cost % Related Terms
Societe Generale 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Societe Generale's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Generale 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Societe Generale's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Societe Generale's 5-Year Yield-on-Cost % falls into.
Societe Generale 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Societe Generale (SCGLF) has a 5-Year Yield-on-Cost % of 2.15 as of Jul. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Societe Generale and its competitors. This is 63% below median its historical median of 5.86. Over the past decade, Societe Generale's 5-Year Yield-on-Cost % has ranged from 1.53 to 20.18. According to the industry distribution chart, Societe Generale ranks #1009 out of 1252 companies in the Banks industry, placing it in the top 80.6%.
Is Societe Generale's 5-Year Yield-on-Cost % too high?
Societe Generale's current 5-Year Yield-on-Cost % of 2.15 is 63% below median its 10-year median of 5.86. Over the past 10 years, this metric has ranged from a low of 1.53 to a high of 20.18. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Societe Generale's value of 2.15 is 45% below this industry median. Based on the distribution chart, Societe Generale ranks #1009 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Societe Generale has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Societe Generale ranks #1009 out of 1252 companies for 5-Year Yield-on-Cost %. This places Societe Generale in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.91. Societe Generale's value of 2.15 is 45% below this benchmark. Historically, Societe Generale's own 5-Year Yield-on-Cost % has ranged from 1.53 to 20.18 over the past decade. While the company's 10-year median is 5.86 vs. the industry median of 3.91, Societe Generale has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale's current 5-Year Yield-on-Cost % of 2.15 is 45% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Societe Generale and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale's current 5-Year Yield-on-Cost % is 2.15, which is 63% below median its own 10-year median of 5.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale (SCGLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $43.41, compared to a current price of $87.02 — trading 100.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.15, which is 63% below median its 10-year median of 5.86 and 45% below the Banks industry median of 3.91. Societe Generale's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Societe Generale (SCGLF), the current 5-Year Yield-on-Cost % is 2.15 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Generale (SCGLF) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Generale stock appears to be overvalued.
The current stock price of $87.02 is trading 100.5% above its estimated GF Value™ of $43.41.
GuruFocus considers Societe Generale to be Significantly Overvalued.
Key valuation signals for SCGLF:
5-Year Yield-on-Cost %: 2.15 (63% below median its 10-year median of 5.86)
GF Value™: $43.41 vs. price of $87.02 (100.5% above fair value)
Industry Position: 45% below the Banks median (#1009 of 1252)
No single metric tells the full story. See the SCGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Société Générale is a diversified European bank whose largest division is its corporate and investment bank, anchored by a well-regarded equity franchise. Its French retail operations include both the traditional branch network and fast-growing digital bank Boursorama. Internationally, Société Générale ranks among the largest banks in the Czech Republic and Romania. It also holds dominant positions in several African markets, though with a smaller earnings contribution. The group is a leading player in vehicle and equipment leasing through ALD Automotive.
59GF Score
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