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Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
Societe Generale Price-to-Tangible-Book Related Terms
Societe Generale Price-to-Tangible-Book Historical Data
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The historical data trend for Societe Generale's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Generale Price-to-Tangible-Book Competitor Comparison
For the Banks - Regional subindustry, Societe Generale's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Generale Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, Societe Generale's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where Societe Generale's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
Societe Generale (SCGLF) has a Price-to-Tangible-Book of 0.89 as of Aug. 25, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Societe Generale and its competitors. According to the industry distribution chart, Societe Generale ranks #416 out of 1501 companies in the Banks industry, placing it in the top 27.7%.
Is Societe Generale's Price-to-Tangible-Book too high?
Societe Generale's current Price-to-Tangible-Book is 0.89. The Banks industry median Price-to-Tangible-Book is 1.19. Societe Generale's value of 0.89 is 25.2% below this industry median. Based on the distribution chart, Societe Generale ranks #416 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Societe Generale has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale's Price-to-Tangible-Book compare to competitors?
According to the Banks industry distribution chart, Societe Generale ranks #416 out of 1501 companies for Price-to-Tangible-Book. This puts Societe Generale in the upper half of its industry. The industry median Price-to-Tangible-Book is 1.19. Societe Generale's value of 0.89 is 25.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.19, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale's current Price-to-Tangible-Book of 0.89 is 25.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Societe Generale and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale's current Price-to-Tangible-Book is 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale (SCGLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $42.91, compared to a current price of $88.75 — trading 106.8% above its estimated fair value. The current Price-to-Tangible-Book is 0.89 and 25.2% below the Banks industry median of 1.19. Societe Generale's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Societe Generale (SCGLF), the current Price-to-Tangible-Book is 0.89 as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Generale (SCGLF) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Generale stock appears to be overvalued.
The current stock price of $88.75 is trading 106.8% above its estimated GF Value™ of $42.91.
GuruFocus considers Societe Generale to be Significantly Overvalued.
Key valuation signals for SCGLF:
Price-to-Tangible-Book: 0.89
GF Value™: $42.91 vs. price of $88.75 (106.8% above fair value)
Industry Position: 25.2% below the Banks median (#416 of 1501)
No single metric tells the full story. See the SCGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Société Générale is a diversified European bank whose largest division is its corporate and investment bank, anchored by a well-regarded equity franchise. Its French retail operations include both the traditional branch network and fast-growing digital bank Boursorama. Internationally, Société Générale ranks among the largest banks in the Czech Republic and Romania. It also holds dominant positions in several African markets, though with a smaller earnings contribution. The group is a leading player in vehicle and equipment leasing through ALD Automotive.
58GF Score
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