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Societe GeneraleSCGLF 57 Equity-to-Asset is 0.04 as of Mar. 2026, which is at its 10-year median of 0.04. GuruFocus rates SCGLF with a GF Score™ of 57/100 and a GF Value™ of $41.86 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,529 Banks companies, Societe Generale ranks worse than 95.29% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Societe Generale's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $82,077 Mil. Societe Generale's Total Assets for the quarter that ended in Mar. 2026 was $1,880,875 Mil.
Therefore, Societe Generale's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.04.
The historical rank and industry rank for Societe Generale's Equity-to-Asset or its related term are showing as below:
SCGLF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04 Med: 0.04 Max: 0.05
Current: 0.04
During the past 13 years, the highest Equity to Asset Ratio of Societe Generale was 0.05. The lowest was 0.04. And the median was 0.04.
SCGLF's Equity-to-Asset is ranked worse than 95.29% of 1529
companies
in the Banks industry
Industry Median: 0.1
vs SCGLF: 0.04
Societe Generale (OTCPK:SCGLF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Societe Generale Equity-to-Asset Related Terms
Societe Generale Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Societe Generale's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Generale Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Societe Generale's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Generale Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Societe Generale's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Societe Generale's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Societe Generale's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Generale (SCGLF) has a Equity-to-Asset of 0.04 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Societe Generale and its competitors. This is near median its historical median of 0.04. Over the past decade, Societe Generale's Equity-to-Asset has ranged from 0.04 to 0.05. According to the industry distribution chart, Societe Generale ranks #1457 out of 1529 companies in the Banks industry, placing it in the top 95.3%.
Is Societe Generale's Equity-to-Asset too high?
Societe Generale's current Equity-to-Asset of 0.04 is near median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.05. The Banks industry median Equity-to-Asset is 0.10. Societe Generale's value of 0.04 is 60% below this industry median. Based on the distribution chart, Societe Generale ranks #1457 out of 1529 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Societe Generale has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Societe Generale ranks #1457 out of 1529 companies for Equity-to-Asset. This places Societe Generale in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Societe Generale's value of 0.04 is 60% below this benchmark. Historically, Societe Generale's own Equity-to-Asset has ranged from 0.04 to 0.05 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.10, Societe Generale has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale's current Equity-to-Asset of 0.04 is 60% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Societe Generale and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale's current Equity-to-Asset is 0.04, which is near median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale (SCGLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $41.86, compared to a current price of $87.67 — trading 109.4% above its estimated fair value. The current Equity-to-Asset is 0.04, which is near median its 10-year median of 0.04 and 60% below the Banks industry median of 0.10. Societe Generale's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Societe Generale (SCGLF), the current Equity-to-Asset is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Generale (SCGLF) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Generale stock appears to be overvalued.
The current stock price of $87.67 is trading 109.4% above its estimated GF Value™ of $41.86.
GuruFocus considers Societe Generale to be Significantly Overvalued.
Key valuation signals for SCGLF:
Equity-to-Asset: 0.04 (near median its 10-year median of 0.04)
GF Value™: $41.86 vs. price of $87.67 (109.4% above fair value)
Industry Position: 60% below the Banks median (#1457 of 1529)
No single metric tells the full story. See the SCGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Société Générale is a diversified European bank whose largest division is its corporate and investment bank, anchored by a well-regarded equity franchise. Its French retail operations include both the traditional branch network and fast-growing digital bank Boursorama. Internationally, Société Générale ranks among the largest banks in the Czech Republic and Romania. It also holds dominant positions in several African markets, though with a smaller earnings contribution. The group is a leading player in vehicle and equipment leasing through ALD Automotive.
57GF Score
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