SCGLF (Societe Generale) Debt-to-Asset : 0.10 (As of Mar. 2026)

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SCGLF Societe Generale SA SCGLF
57 GF Score
Price $85.07
GF Value $41.08
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Societe Generale Debt-to-Asset?

Societe Generale SCGLF 57 Debt-to-Asset is 0.10 as of Mar. 2026. GuruFocus rates SCGLF with a GF Score™ of 57/100 and a GF Value™ of $41.08 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Societe Generale's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $0 Mil. Societe Generale's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $188,654 Mil. Societe Generale's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was $1,880,875 Mil. Societe Generale's debt to asset for the quarter that ended in Mar. 2026 was 0.10.


Societe Generale  (OTCPK:SCGLF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Societe Generale Debt-to-Asset Related Terms


Societe Generale Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Societe Generale's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Generale Debt-to-Asset Chart

Societe Generale Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.10 0.10 0.12 0.12 0.11

Societe Generale Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.11 0.11 0.11 0.10

Societe Generale Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Societe Generale's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Generale Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Societe Generale's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Societe Generale's Debt-to-Asset falls into.


SCGLF
57GF Score
Societe Generale SA SCGLF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Generale Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Societe Generale's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 195634.66) / 1811055.035
=0.11

Societe Generale's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 188654.335) / 1880875.145
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.10 mean?
Societe Generale (SCGLF) has a Debt-to-Asset of 0.10 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Societe Generale and its competitors.
Is Societe Generale's Debt-to-Asset too high?
Societe Generale's current Debt-to-Asset is 0.10. Overall, Societe Generale has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale's Debt-to-Asset compare to competitors?
Societe Generale's Debt-to-Asset of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Societe Generale and its competitors. Societe Generale's current Debt-to-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale (SCGLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $41.08, compared to a current price of $85.07 — trading 107.1% above its estimated fair value. The current Debt-to-Asset is 0.10. Societe Generale's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Societe Generale (SCGLF), the current Debt-to-Asset is 0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Generale (SCGLF) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Generale stock appears to be overvalued. The current stock price of $85.07 is trading 107.1% above its estimated GF Value™ of $41.08. GuruFocus considers Societe Generale to be Significantly Overvalued.

Key valuation signals for SCGLF:

  • Debt-to-Asset: 0.10
  • GF Value™: $41.08 vs. price of $85.07 (107.1% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the SCGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Generale Business Description

Address 29, Boulevard Haussmann, Paris, FRA, 75009
Société Générale is a diversified European bank whose largest division is its corporate and investment bank, anchored by a well-regarded equity franchise. Its French retail operations include both the traditional branch network and fast-growing digital bank Boursorama. Internationally, Société Générale ranks among the largest banks in the Czech Republic and Romania. It also holds dominant positions in several African markets, though with a smaller earnings contribution. The group is a leading player in vehicle and equipment leasing through ALD Automotive.
57GF Score

Get the complete analysis for SCGLF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$85.07
Price
$41.08
GF Value