Societe GeneraleSCGLF 59 Return-on-Tangible-Asset is 0.43% as of Mar. 2026, which is 65% above its 10-year median of 0.26. GuruFocus rates SCGLF with a GF Score™ of 59/100 and a GF Value™ of $43.19 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,530 Banks companies, Societe Generale ranks worse than 82.81% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Societe Generale's annualizedNet Income for the quarter that ended in Mar. 2026 was $7,843 Mil. Societe Generale's average total tangible assets for the quarter that ended in Mar. 2026 was $1,838,108 Mil. Therefore, Societe Generale's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.43%.
The historical rank and industry rank for Societe Generale's Return-on-Tangible-Asset or its related term are showing as below:
SCGLF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.02 Med: 0.26 Max: 0.39
Current: 0.39
During the past 13 years, Societe Generale's highest Return-on-Tangible-Asset was 0.39%. The lowest was -0.02%. And the median was 0.26%.
SCGLF's Return-on-Tangible-Asset is ranked worse than 82.81% of 1530
companies
in the Banks industry
Industry Median: 0.99
vs SCGLF: 0.39
Societe Generale (OTCPK:SCGLF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Societe Generale Return-on-Tangible-Asset Related Terms
Societe Generale Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Societe Generale's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Generale Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Societe Generale's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Generale Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Societe Generale's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Societe Generale's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.43% mean?
Societe Generale (SCGLF) has a Return-on-Tangible-Asset of 0.43% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Societe Generale and its competitors. This is 65% above median its historical median of 0.26. According to the industry distribution chart, Societe Generale ranks #1267 out of 1530 companies in the Banks industry, placing it in the top 82.8%.
Is Societe Generale's Return-on-Tangible-Asset too high?
Societe Generale's current Return-on-Tangible-Asset of 0.43% is 65% above median its 10-year median of 0.26. The Banks industry median Return-on-Tangible-Asset is 0.99. Societe Generale's value of 0.43% is 56.6% below this industry median. Based on the distribution chart, Societe Generale ranks #1267 out of 1530 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Societe Generale has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Societe Generale ranks #1267 out of 1530 companies for Return-on-Tangible-Asset. This places Societe Generale in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Societe Generale's value of 0.43% is 56.6% below this benchmark. While the company's 10-year median is 0.26 vs. the industry median of 0.99, Societe Generale has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale's current Return-on-Tangible-Asset of 0.43% is 56.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Societe Generale and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale's current Return-on-Tangible-Asset is 0.43%, which is 65% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale (SCGLF) is currently considered Significantly Overvalued. The stock's GF Value™ is $43.19, compared to a current price of $87.02 — trading 101.5% above its estimated fair value. The current Return-on-Tangible-Asset is 0.43%, which is 65% above median its 10-year median of 0.26 and 56.6% below the Banks industry median of 0.99. Societe Generale's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Societe Generale (SCGLF), the current Return-on-Tangible-Asset is 0.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Generale (SCGLF) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Generale stock appears to be overvalued.
The current stock price of $87.02 is trading 101.5% above its estimated GF Value™ of $43.19.
GuruFocus considers Societe Generale to be Significantly Overvalued.
Key valuation signals for SCGLF:
Return-on-Tangible-Asset: 0.43% (65% above median its 10-year median of 0.26)
GF Value™: $43.19 vs. price of $87.02 (101.5% above fair value)
Industry Position: 56.6% below the Banks median (#1267 of 1530)
No single metric tells the full story. See the SCGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Société Générale is a diversified European bank whose largest division is its corporate and investment bank, anchored by a well-regarded equity franchise. Its French retail operations include both the traditional branch network and fast-growing digital bank Boursorama. Internationally, Société Générale ranks among the largest banks in the Czech Republic and Romania. It also holds dominant positions in several African markets, though with a smaller earnings contribution. The group is a leading player in vehicle and equipment leasing through ALD Automotive.
59GF Score
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