Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Net Loan: ₫186,597,040 Mil (As of Mar. 2026)

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STC:EIB Vietnam Export Import Commercial Joint Stock Bank STC:EIB
65 GF Score
Price ₫19,000.00
GF Value ₫18,576.77
Valuation Fairly Valued
! 2 Warning Signs
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What is Vietnam Export Import Commercial Joint Stock Bank Net Loan?

Vietnam Export Import Commercial Joint Stock Bank STC:EIB -0.26% 65 Net Loan is ₫186,597,040 Mil as of Mar. 2026. GuruFocus rates STC:EIB with a GF Score™ of 65/100 and a GF Value™ of ₫18,576.77 (Fairly Valued). The stock has 2 warning signs investors should review.

Vietnam Export Import Commercial Joint Stock Bank's quarterly net loan increased from Sep. 2025 (₫178,469,650 Mil) to Dec. 2025 (₫181,312,769 Mil) and increased from Dec. 2025 (₫181,312,769 Mil) to Mar. 2026 (₫186,597,040 Mil).

Vietnam Export Import Commercial Joint Stock Bank's annual net loan increased from Dec. 2023 (₫138,291,373 Mil) to Dec. 2024 (₫181,312,769 Mil) and increased from Dec. 2024 (₫181,312,769 Mil) to Dec. 2025 (₫186,597,040 Mil).

Vietnam Export Import Commercial Joint Stock Bank Net Loan Historical Data

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The historical data trend for Vietnam Export Import Commercial Joint Stock Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Export Import Commercial Joint Stock Bank Net Loan Chart

Vietnam Export Import Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 112,673,486.00 128,660,968.00 138,291,373.00 162,419,493.00 181,312,769.00

Vietnam Export Import Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 177,707,676.00 180,016,297.00 178,469,650.00 181,312,769.00 186,597,040.00
STC:EIB
65GF Score
Vietnam Export Import Commercial Joint Stock Bank STC:EIB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Vietnam Export Import Commercial Joint Stock Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₫186,597,040 Mil mean?
Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) has a Net Loan of ₫186,597,040 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors.
Is Vietnam Export Import Commercial Joint Stock Bank's Net Loan too high?
Vietnam Export Import Commercial Joint Stock Bank's current Net Loan is ₫186,597,040 Mil. Overall, Vietnam Export Import Commercial Joint Stock Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Export Import Commercial Joint Stock Bank's Net Loan compare to competitors?
Vietnam Export Import Commercial Joint Stock Bank's Net Loan of ₫186,597,040 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors. Vietnam Export Import Commercial Joint Stock Bank's current Net Loan is ₫186,597,040 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Export Import Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) is currently considered Fairly Valued. The stock's GF Value™ is ₫18,576.77, compared to a current price of ₫19,000.00 — trading 2.3% above its estimated fair value. The current Net Loan is ₫186,597,040 Mil. Vietnam Export Import Commercial Joint Stock Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Vietnam Export Import Commercial Joint Stock Bank (STC:EIB), the current Net Loan is ₫186,597,040 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫19,000.00 is trading 2.3% above its estimated GF Value™ of ₫18,576.77. GuruFocus considers Vietnam Export Import Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:EIB:

  • Net Loan: ₫186,597,040 Mil
  • GF Value™: ₫18,576.77 vs. price of ₫19,000.00 (2.3% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the STC:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Vietnam Export Import Commercial Joint Stock Bank Business Description

Address 72 Le Thanh Ton, Ben Nghe Ward, Level 8, Suite No. L8-01-11 + 16, Vincom Center, District 1, Ho Chi Minh, VNM
Vietnam Export Import Commercial Joint Stock Bank is in the business of providing banking services and products to individual customers and organizations. Its products and services are savings and demand deposits, short, medium and long-term loans, foreign currency trading, settlement services, documentary discounting, issuing and settling credit cards, cash services, payroll, collection, overseas remittance payment, guarantee issuance, mobile banking, internet banking and advisory services. The bank operates in Vietnam.
65GF Score

Get the complete analysis for STC:EIB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫19,000.00
Price
₫18,576.77
GF Value