Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Shiller PE Ratio: 18.44 (As of Sep. 13, 2026) — 36% Below Median

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STC:EIB Vietnam Export Import Commercial Joint Stock Bank STC:EIB
65 GF Score
Price ₫16,800.00
GF Value ₫18,428.16
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Vietnam Export Import Commercial Joint Stock Bank Shiller PE Ratio?

Vietnam Export Import Commercial Joint Stock Bank STC:EIB -0.30% 65 Shiller PE Ratio is 18.44 as of Sep. 13, 2026, which is 36% below its 10-year median of 28.67. GuruFocus rates STC:EIB with a GF Score™ of 65/100 and a GF Value™ of ₫18,428.16 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,234 Banks companies, Vietnam Export Import Commercial Joint Stock Bank ranks worse than 74.31% on this metric.

As of today (2026-09-13), Vietnam Export Import Commercial Joint Stock Bank's current share price is ₫16800.00. Vietnam Export Import Commercial Joint Stock Bank's E10 for the quarter that ended in Jun. 2026 was ₫910.89. Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio for today is 18.44.

The historical rank and industry rank for Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio or its related term are showing as below:

STC:EIB' s Shiller PE Ratio Range Over the Past 10 Years
Min: 18.44   Med: 28.67   Max: 50.84
Current: 18.44

During the past years, Vietnam Export Import Commercial Joint Stock Bank's highest Shiller PE Ratio was 50.84. The lowest was 18.44. And the median was 28.67.

STC:EIB's Shiller PE Ratio is ranked worse than
74.31% of 1234 companies
in the Banks industry
Industry Median: 13.935 vs STC:EIB: 18.44

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Vietnam Export Import Commercial Joint Stock Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was ₫134.476. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₫910.89 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Vietnam Export Import Commercial Joint Stock Bank  (STC:EIB) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Vietnam Export Import Commercial Joint Stock Bank Shiller PE Ratio Related Terms


Vietnam Export Import Commercial Joint Stock Bank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Export Import Commercial Joint Stock Bank Shiller PE Ratio Chart

Vietnam Export Import Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.75 35.45 28.18 24.70 24.74

Vietnam Export Import Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.56 30.08 24.74 26.51 23.05

Vietnam Export Import Commercial Joint Stock Bank Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam Export Import Commercial Joint Stock Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio falls into.


STC:EIB
65GF Score
Vietnam Export Import Commercial Joint Stock Bank STC:EIB
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Export Import Commercial Joint Stock Bank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=16800.00/910.89
=18.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Export Import Commercial Joint Stock Bank's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Vietnam Export Import Commercial Joint Stock Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=134.476/333.9520*333.9520
=134.476

Current CPI (Jun. 2026) = 333.9520.

Vietnam Export Import Commercial Joint Stock Bank Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 52.792 241.428 73.024
201612 80.472 241.432 111.310
201703 73.246 243.801 100.330
201706 102.056 244.955 139.135
201709 26.053 246.819 35.250
201712 240.377 246.524 325.625
201803 238.617 249.554 319.316
201806 157.231 251.989 208.373
201809 91.222 252.439 120.678
201812 -132.436 251.233 -176.041
201903 150.600 254.202 197.847
201906 177.182 256.143 231.005
201909 145.947 256.759 189.825
201912 -8.752 256.974 -11.374
202003 196.522 258.115 254.262
202006 40.225 257.797 52.108
202009 230.909 260.280 296.268
202012 106.865 260.474 137.011
202103 92.406 264.877 116.504
202106 146.395 271.696 179.940
202109 176.858 274.310 215.311
202112 102.630 278.802 122.931
202203 347.460 287.504 403.594
202206 467.799 296.311 527.224
202209 542.853 296.808 610.788
202212 216.666 296.797 243.790
202303 373.710 301.836 413.474
202306 226.881 305.109 248.329
202309 131.425 307.789 142.597
202312 431.920 306.746 470.228
202403 283.053 312.332 302.646
202406 345.106 314.175 366.830
202409 387.180 315.301 410.083
202412 770.649 315.605 815.449
202503 353.509 319.799 369.154
202506 271.777 322.561 281.375
202509 238.730 324.800 245.457
202512 -253.652 324.054 -261.400
202603 144.498 330.213 146.134
202606 134.476 333.952 134.476

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 18.44 mean?
Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) has a Shiller PE Ratio of 18.44 as of Sep. 13, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors. This is 36% below median its historical median of 28.67. Over the past decade, Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio has ranged from 18.44 to 50.84. According to the industry distribution chart, Vietnam Export Import Commercial Joint Stock Bank ranks #917 out of 1234 companies in the Banks industry, placing it in the top 74.3%.
Is Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio too high?
Vietnam Export Import Commercial Joint Stock Bank's current Shiller PE Ratio of 18.44 is 36% below median its 10-year median of 28.67. Over the past 10 years, this metric has ranged from a low of 18.44 to a high of 50.84. The Banks industry median Shiller PE Ratio is 13.94. Vietnam Export Import Commercial Joint Stock Bank's value of 18.44 is 32.3% above this industry median. Based on the distribution chart, Vietnam Export Import Commercial Joint Stock Bank ranks #917 out of 1234 companies in the Banks industry, which is below the industry midpoint. Overall, Vietnam Export Import Commercial Joint Stock Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Vietnam Export Import Commercial Joint Stock Bank ranks #917 out of 1234 companies for Shiller PE Ratio. This places Vietnam Export Import Commercial Joint Stock Bank in the lower half of its industry. The industry median Shiller PE Ratio is 13.94. Vietnam Export Import Commercial Joint Stock Bank's value of 18.44 is 32.3% above this benchmark. Historically, Vietnam Export Import Commercial Joint Stock Bank's own Shiller PE Ratio has ranged from 18.44 to 50.84 over the past decade. While the company's 10-year median is 28.67 vs. the industry median of 13.94, Vietnam Export Import Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.94, based on 1,234 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam Export Import Commercial Joint Stock Bank's current Shiller PE Ratio of 18.44 is 32.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Export Import Commercial Joint Stock Bank's current Shiller PE Ratio is 18.44, which is 36% below median its own 10-year median of 28.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Export Import Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) is currently considered Fairly Valued. The stock's GF Value™ is ₫18,428.16, compared to a current price of ₫16,800.00 — trading 8.8% below its estimated fair value. The current Shiller PE Ratio is 18.44, which is 36% below median its 10-year median of 28.67 and 32.3% above the Banks industry median of 13.94. Vietnam Export Import Commercial Joint Stock Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Vietnam Export Import Commercial Joint Stock Bank (STC:EIB), the current Shiller PE Ratio is 18.44 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫16,800.00 is trading 8.8% below its estimated GF Value™ of ₫18,428.16. GuruFocus considers Vietnam Export Import Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:EIB:

  • Shiller PE Ratio: 18.44 (36% below median its 10-year median of 28.67)
  • GF Value™: ₫18,428.16 vs. price of ₫16,800.00 (8.8% below fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 32.3% above the Banks median (#917 of 1234)

No single metric tells the full story. See the STC:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Export Import Commercial Joint Stock Bank Business Description

Address 72 Le Thanh Ton, Ben Nghe Ward, Level 8, Suite No. L8-01-11 + 16, Vincom Center, District 1, Ho Chi Minh, VNM
Vietnam Export Import Commercial Joint Stock Bank is in the business of providing banking services and products to individual customers and organizations. Its products and services are savings and demand deposits, short, medium and long-term loans, foreign currency trading, settlement services, documentary discounting, issuing and settling credit cards, cash services, payroll, collection, overseas remittance payment, guarantee issuance, mobile banking, internet banking and advisory services. The bank operates in Vietnam.
65GF Score

Get the complete analysis for STC:EIB

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫16,800.00
Price
₫18,428.16
GF Value