Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) E10: ₫890.09 (As of Mar. 2026)


STC:EIB Vietnam Export Import Commercial Joint Stock Bank STC:EIB
61 GF Score
Price ₫20,550.00
GF Value ₫18,577.94
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Vietnam Export Import Commercial Joint Stock Bank E10?

Vietnam Export Import Commercial Joint Stock Bank STC:EIB -0.96% 61 E10 is ₫890.09 as of Mar. 2026. GuruFocus rates STC:EIB with a GF Score™ of 61/100 and a GF Value™ of ₫18,577.94 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Vietnam Export Import Commercial Joint Stock Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was ₫144.498. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₫890.09 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Vietnam Export Import Commercial Joint Stock Bank's average E10 Growth Rate was 11.70% per year. During the past 3 years, the average E10 Growth Rate was 18.30% per year. During the past 5 years, the average E10 Growth Rate was 14.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Vietnam Export Import Commercial Joint Stock Bank was 18.30% per year. The lowest was 10.60% per year. And the median was 17.10% per year.

As of today (2026-06-26), Vietnam Export Import Commercial Joint Stock Bank's current stock price is ₫20550.00. Vietnam Export Import Commercial Joint Stock Bank's E10 for the quarter that ended in Mar. 2026 was ₫890.09. Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio of today is 23.09.

During the past 13 years, the highest Shiller PE Ratio of Vietnam Export Import Commercial Joint Stock Bank was 50.84. The lowest was 19.02. And the median was 28.90.


Vietnam Export Import Commercial Joint Stock Bank  (STC:EIB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Vietnam Export Import Commercial Joint Stock Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=20550.00/890.09
=23.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Vietnam Export Import Commercial Joint Stock Bank was 50.84. The lowest was 19.02. And the median was 28.90.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Vietnam Export Import Commercial Joint Stock Bank E10 Related Terms


Vietnam Export Import Commercial Joint Stock Bank E10 Historical Data

* Premium members only.

The historical data trend for Vietnam Export Import Commercial Joint Stock Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Export Import Commercial Joint Stock Bank E10 Chart

Vietnam Export Import Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 486.14 520.35 608.67 781.50 861.06

Vietnam Export Import Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 797.05 829.16 852.68 861.06 890.09

Vietnam Export Import Commercial Joint Stock Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam Export Import Commercial Joint Stock Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Vietnam Export Import Commercial Joint Stock Bank's Shiller PE Ratio falls into.


STC:EIB
61GF Score
Vietnam Export Import Commercial Joint Stock Bank STC:EIB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Export Import Commercial Joint Stock Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Vietnam Export Import Commercial Joint Stock Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=144.498/330.2130*330.2130
=144.498

Current CPI (Mar. 2026) = 330.2130.

Vietnam Export Import Commercial Joint Stock Bank Quarterly Data

per share eps CPI Adj_EPS
201606 19.718 241.018 27.015
201609 52.792 241.428 72.206
201612 80.472 241.432 110.064
201703 73.246 243.801 99.207
201706 102.056 244.955 137.577
201709 26.053 246.819 34.856
201712 240.377 246.524 321.979
201803 238.617 249.554 315.741
201806 157.231 251.989 206.040
201809 91.222 252.439 119.327
201812 -132.436 251.233 -174.070
201903 150.600 254.202 195.632
201906 177.182 256.143 228.418
201909 145.947 256.759 187.700
201912 -8.752 256.974 -11.246
202003 196.522 258.115 251.416
202006 40.225 257.797 51.524
202009 230.909 260.280 292.950
202012 106.865 260.474 135.477
202103 92.406 264.877 115.199
202106 146.395 271.696 177.925
202109 176.858 274.310 212.901
202112 102.630 278.802 121.555
202203 347.460 287.504 399.076
202206 467.799 296.311 521.322
202209 542.853 296.808 603.950
202212 216.666 296.797 241.060
202303 373.710 301.836 408.844
202306 226.881 305.109 245.548
202309 131.425 307.789 141.000
202312 431.920 306.746 464.963
202403 283.053 312.332 299.258
202406 345.106 314.175 362.723
202409 387.180 315.301 405.491
202412 770.649 315.605 806.319
202503 353.509 319.799 365.021
202506 271.777 322.561 278.224
202509 238.730 324.800 242.709
202512 -253.652 324.054 -258.473
202603 144.498 330.213 144.498

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₫890.09 mean?
Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) has a E10 of ₫890.09 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors.
Is Vietnam Export Import Commercial Joint Stock Bank's E10 too high?
Vietnam Export Import Commercial Joint Stock Bank's current E10 is ₫890.09. Overall, Vietnam Export Import Commercial Joint Stock Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Export Import Commercial Joint Stock Bank's E10 compare to competitors?
Vietnam Export Import Commercial Joint Stock Bank's E10 of ₫890.09 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors. Vietnam Export Import Commercial Joint Stock Bank's current E10 is ₫890.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Export Import Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫18,577.94, compared to a current price of ₫20,550.00 — trading 10.6% above its estimated fair value. The current E10 is ₫890.09. Vietnam Export Import Commercial Joint Stock Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Vietnam Export Import Commercial Joint Stock Bank (STC:EIB), the current E10 is ₫890.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫20,550.00 is trading 10.6% above its estimated GF Value™ of ₫18,577.94. GuruFocus considers Vietnam Export Import Commercial Joint Stock Bank to be Modestly Overvalued.

Key valuation signals for STC:EIB:

  • E10: ₫890.09
  • GF Value™: ₫18,577.94 vs. price of ₫20,550.00 (10.6% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the STC:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Export Import Commercial Joint Stock Bank Business Description

Address 72 Le Thanh Ton, Ben Nghe Ward, Level 8, Suite No. L8-01-11 + 16, Vincom Center, District 1, Ho Chi Minh, VNM
Vietnam Export Import Commercial Joint Stock Bank is in the business of providing banking services and products to individual customers and organizations. Its products and services are savings and demand deposits, short, medium and long-term loans, foreign currency trading, settlement services, documentary discounting, issuing and settling credit cards, cash services, payroll, collection, overseas remittance payment, guarantee issuance, mobile banking, internet banking and advisory services. The bank operates in Vietnam.
61GF Score

Get the complete analysis for STC:EIB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫20,550.00
Price
₫18,577.94
GF Value