Vietnam Export Import Commercial Joint Stock Bank has the GF Score of 61, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Export Import Commercial Joint Stock Bank GF Score vs Banks Industry
Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) has a GF Score of 61 as of Jul. 01, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors. This is 22% below median its historical median of 78.00. Over the past decade, Vietnam Export Import Commercial Joint Stock Bank's GF Score has ranged from 57.00 to 91.00.
Is Vietnam Export Import Commercial Joint Stock Bank's GF Score too high?
Vietnam Export Import Commercial Joint Stock Bank's current GF Score of 61 is 22% below median its 10-year median of 78.00. Over the past 10 years, this metric has ranged from a low of 57.00 to a high of 91.00. Overall, Vietnam Export Import Commercial Joint Stock Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Export Import Commercial Joint Stock Bank's GF Score compare to competitors?
Vietnam Export Import Commercial Joint Stock Bank's GF Score of 61 can be compared against companies in the Banks industry. Historically, Vietnam Export Import Commercial Joint Stock Bank's own GF Score has ranged from 57.00 to 91.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors. Vietnam Export Import Commercial Joint Stock Bank's current GF Score is 61, which is 22% below median its own 10-year median of 78.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Export Import Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₫18,577.69, compared to a current price of ₫21,000.00 — trading 13% above its estimated fair value. The current GF Score is 61, which is 22% below median its 10-year median of 78.00. Vietnam Export Import Commercial Joint Stock Bank's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Vietnam Export Import Commercial Joint Stock Bank (STC:EIB), the current GF Score is 61 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫21,000.00 is trading 13% above its estimated GF Value™ of ₫18,577.69.
GuruFocus considers Vietnam Export Import Commercial Joint Stock Bank to be Modestly Overvalued.
Key valuation signals for STC:EIB:
GF Score: 61 (22% below median its 10-year median of 78.00)
GF Value™: ₫18,577.69 vs. price of ₫21,000.00 (13% above fair value)
No single metric tells the full story. See the STC:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Export Import Commercial Joint Stock Bank Business Description
Vietnam Export Import Commercial Joint Stock Bank is in the business of providing banking services and products to individual customers and organizations. Its products and services are savings and demand deposits, short, medium and long-term loans, foreign currency trading, settlement services, documentary discounting, issuing and settling credit cards, cash services, payroll, collection, overseas remittance payment, guarantee issuance, mobile banking, internet banking and advisory services. The bank operates in Vietnam.
61GF Score
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