Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Cyclically Adjusted PS Ratio: (As of Aug. 05, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:EIB Vietnam Export Import Commercial Joint Stock Bank STC:EIB
65 GF Score
Price ₫18,200.00
GF Value ₫18,575.96
Valuation Fairly Valued
! 2 Warning Signs
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What is Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Vietnam Export Import Commercial Joint Stock Bank  (STC:EIB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Related Terms


Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Chart

Vietnam Export Import Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.55 6.81 5.84 5.92 6.17

Vietnam Export Import Commercial Joint Stock Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.73 7.47 6.17 6.70 0.00

Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted PS Ratio falls into.


STC:EIB
65GF Score
Vietnam Export Import Commercial Joint Stock Bank STC:EIB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Vietnam Export Import Commercial Joint Stock Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1007.814/333.9520*333.9520
=1,007.814

Current CPI (Jun. 2026) = 333.9520.

Vietnam Export Import Commercial Joint Stock Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 482.824 241.428 667.860
201612 501.485 241.432 693.661
201703 481.654 243.801 659.757
201706 520.784 244.955 709.995
201709 457.324 246.819 618.770
201712 609.175 246.524 825.215
201803 727.103 249.554 973.006
201806 555.560 251.989 736.264
201809 529.148 252.439 700.011
201812 576.475 251.233 766.281
201903 609.596 254.202 800.843
201906 653.673 256.143 852.240
201909 627.157 256.759 815.708
201912 475.269 256.974 617.638
202003 565.849 258.115 732.102
202006 582.060 257.797 754.005
202009 588.960 260.280 755.665
202012 645.633 260.474 827.762
202103 596.620 264.877 752.207
202106 667.488 271.696 820.435
202109 509.395 274.310 620.150
202112 757.242 278.802 907.033
202203 896.839 287.504 1,041.729
202206 1,087.783 296.311 1,225.966
202209 904.409 296.808 1,017.591
202212 1,046.780 296.797 1,177.823
202303 895.701 301.836 991.006
202306 799.519 305.109 875.100
202309 680.260 307.789 738.084
202312 1,190.956 306.746 1,296.585
202403 852.378 312.332 911.381
202406 1,069.458 314.175 1,136.779
202409 1,076.552 315.301 1,140.233
202412 1,666.601 315.605 1,763.485
202503 986.326 319.799 1,029.977
202506 1,081.553 322.561 1,119.747
202509 927.698 324.800 953.838
202512 1,025.234 324.054 1,056.549
202603 825.905 330.213 835.257
202606 1,007.814 333.952 1,007.814

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫18,200.00 is trading 2% below its estimated GF Value™ of ₫18,575.96. GuruFocus considers Vietnam Export Import Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:EIB:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: ₫18,575.96 vs. price of ₫18,200.00 (2% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the STC:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Export Import Commercial Joint Stock Bank Business Description

Address 72 Le Thanh Ton, Ben Nghe Ward, Level 8, Suite No. L8-01-11 + 16, Vincom Center, District 1, Ho Chi Minh, VNM
Vietnam Export Import Commercial Joint Stock Bank is in the business of providing banking services and products to individual customers and organizations. Its products and services are savings and demand deposits, short, medium and long-term loans, foreign currency trading, settlement services, documentary discounting, issuing and settling credit cards, cash services, payroll, collection, overseas remittance payment, guarantee issuance, mobile banking, internet banking and advisory services. The bank operates in Vietnam.
65GF Score

Get the complete analysis for STC:EIB

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫18,200.00
Price
₫18,575.96
GF Value