STC:EIB's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.89 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Vietnam Export Import Commercial Joint Stock Bank 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Vietnam Export Import Commercial Joint Stock Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vietnam Export Import Commercial Joint Stock Bank 5-Year Yield-on-Cost % vs Banks Industry
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors. Over the past decade, Vietnam Export Import Commercial Joint Stock Bank's 5-Year Yield-on-Cost % has ranged from 0.96 to 1.69. According to the industry distribution chart, Vietnam Export Import Commercial Joint Stock Bank ranks #999999 out of 1258 companies in the Banks industry.
Is Vietnam Export Import Commercial Joint Stock Bank's 5-Year Yield-on-Cost % too high?
Vietnam Export Import Commercial Joint Stock Bank's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 1.69. Based on the distribution chart, Vietnam Export Import Commercial Joint Stock Bank ranks #999999 out of 1258 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Vietnam Export Import Commercial Joint Stock Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Export Import Commercial Joint Stock Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Vietnam Export Import Commercial Joint Stock Bank ranks #999999 out of 1258 companies for 5-Year Yield-on-Cost %. This places Vietnam Export Import Commercial Joint Stock Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Historically, Vietnam Export Import Commercial Joint Stock Bank's own 5-Year Yield-on-Cost % has ranged from 0.96 to 1.69 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,258 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam Export Import Commercial Joint Stock Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Export Import Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) is currently considered Fairly Valued. The stock's GF Value™ is ₫18,577.13, compared to a current price of ₫19,750.00 — trading 6.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Vietnam Export Import Commercial Joint Stock Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Vietnam Export Import Commercial Joint Stock Bank (STC:EIB), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Overvalued in 2026?
Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank stock appears to be overvalued.
The current stock price of ₫19,750.00 is trading 6.3% above its estimated GF Value™ of ₫18,577.13.
GuruFocus considers Vietnam Export Import Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for STC:EIB:
5-Year Yield-on-Cost %: 0.00
GF Value™: ₫18,577.13 vs. price of ₫19,750.00 (6.3% above fair value)
No single metric tells the full story. See the STC:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Vietnam Export Import Commercial Joint Stock Bank Business Description
Vietnam Export Import Commercial Joint Stock Bank is in the business of providing banking services and products to individual customers and organizations. Its products and services are savings and demand deposits, short, medium and long-term loans, foreign currency trading, settlement services, documentary discounting, issuing and settling credit cards, cash services, payroll, collection, overseas remittance payment, guarantee issuance, mobile banking, internet banking and advisory services. The bank operates in Vietnam.
65GF Score
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