Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Cyclically Adjusted FCF per Share: ₫1,807.03 (As of Mar. 2026)


STC:EIB Vietnam Export Import Commercial Joint Stock Bank STC:EIB
65 GF Score
Price ₫20,000.00
GF Value ₫18,577.38
Valuation Fairly Valued
! 2 Warning Signs
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What is Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted FCF per Share?

Vietnam Export Import Commercial Joint Stock Bank STC:EIB -3.15% 65 Cyclically Adjusted FCF per Share is ₫1,807.03 as of Mar. 2026. GuruFocus rates STC:EIB with a GF Score™ of 65/100 and a GF Value™ of ₫18,577.38 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Vietnam Export Import Commercial Joint Stock Bank's adjusted free cash flow per share for the three months ended in Mar. 2026 was ₫-4,614.242. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ₫1,807.03 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Vietnam Export Import Commercial Joint Stock Bank's average Cyclically Adjusted FCF Growth Rate was 2885.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Vietnam Export Import Commercial Joint Stock Bank was 139.00% per year. The lowest was -9.20% per year. And the median was 64.90% per year.

As of today (2026-07-07), Vietnam Export Import Commercial Joint Stock Bank's current stock price is ₫20000.00. Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ₫1,807.03. Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted Price-to-FCF of today is 11.07.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Vietnam Export Import Commercial Joint Stock Bank was 1913.08. The lowest was 9.28. And the median was 21.34.


Vietnam Export Import Commercial Joint Stock Bank  (STC:EIB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=20000.00/1807.03
=11.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Vietnam Export Import Commercial Joint Stock Bank was 1913.08. The lowest was 9.28. And the median was 21.34.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted FCF per Share Related Terms


Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted FCF per Share Chart

Vietnam Export Import Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -418.07 -95.07 103.60 -543.75 2,220.05

Vietnam Export Import Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 60.53 1,383.77 1,960.73 2,220.05 1,807.03

Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted Price-to-FCF falls into.


STC:EIB
65GF Score
Vietnam Export Import Commercial Joint Stock Bank STC:EIB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam Export Import Commercial Joint Stock Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Vietnam Export Import Commercial Joint Stock Bank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-4614.242/330.2130*330.2130
=-4,614.242

Current CPI (Mar. 2026) = 330.2130.

Vietnam Export Import Commercial Joint Stock Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -154.609 241.018 -211.826
201609 1,812.367 241.428 2,478.864
201612 -862.831 241.432 -1,180.117
201703 1,565.401 243.801 2,120.236
201706 294.504 244.955 397.008
201709 -1,218.894 246.819 -1,630.728
201712 3,605.038 246.524 4,828.862
201803 -1,565.307 249.554 -2,071.234
201806 1,403.218 251.989 1,838.814
201809 1,246.350 252.439 1,630.338
201812 618.562 251.233 813.019
201903 -248.667 254.202 -323.023
201906 1,583.188 256.143 2,041.005
201909 -677.956 256.759 -871.907
201912 2,542.701 256.974 3,267.385
202003 -1,704.793 258.115 -2,180.984
202006 -4,674.881 257.797 -5,988.070
202009 2,549.829 260.280 3,234.927
202012 6,022.954 260.474 7,635.533
202103 -77.029 264.877 -96.029
202106 -1,195.144 271.696 -1,452.550
202109 -485.573 274.310 -584.530
202112 -2,452.875 278.802 -2,905.184
202203 352.016 287.504 404.308
202206 1,017.980 296.311 1,134.451
202209 3,775.644 296.808 4,200.583
202212 318.633 296.797 354.507
202303 -380.188 301.836 -415.931
202306 2,795.700 305.109 3,025.727
202309 -3.064 307.789 -3.287
202312 2,185.901 306.746 2,353.129
202403 -2,690.932 312.332 -2,844.988
202406 -2,036.624 314.175 -2,140.590
202409 -1,910.106 315.301 -2,000.443
202412 447.611 315.605 468.329
202503 -1,968.583 319.799 -2,032.688
202506 1,883.703 322.561 1,928.389
202509 3,281.174 324.800 3,335.857
202512 4,050.360 324.054 4,127.342
202603 -4,614.242 330.213 -4,614.242

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ₫1,807.03 mean?
Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) has a Cyclically Adjusted FCF per Share of ₫1,807.03 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors.
Is Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted FCF per Share too high?
Vietnam Export Import Commercial Joint Stock Bank's current Cyclically Adjusted FCF per Share is ₫1,807.03. Overall, Vietnam Export Import Commercial Joint Stock Bank has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted FCF per Share compare to competitors?
Vietnam Export Import Commercial Joint Stock Bank's Cyclically Adjusted FCF per Share of ₫1,807.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Vietnam Export Import Commercial Joint Stock Bank and its competitors. Vietnam Export Import Commercial Joint Stock Bank's current Cyclically Adjusted FCF per Share is ₫1,807.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam Export Import Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) is currently considered Fairly Valued. The stock's GF Value™ is ₫18,577.38, compared to a current price of ₫20,000.00 — trading 7.7% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ₫1,807.03. Vietnam Export Import Commercial Joint Stock Bank's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Vietnam Export Import Commercial Joint Stock Bank (STC:EIB), the current Cyclically Adjusted FCF per Share is ₫1,807.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam Export Import Commercial Joint Stock Bank (STC:EIB) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam Export Import Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫20,000.00 is trading 7.7% above its estimated GF Value™ of ₫18,577.38. GuruFocus considers Vietnam Export Import Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:EIB:

  • Cyclically Adjusted FCF per Share: ₫1,807.03
  • GF Value™: ₫18,577.38 vs. price of ₫20,000.00 (7.7% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the STC:EIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam Export Import Commercial Joint Stock Bank Business Description

Address 72 Le Thanh Ton, Ben Nghe Ward, Level 8, Suite No. L8-01-11 + 16, Vincom Center, District 1, Ho Chi Minh, VNM
Vietnam Export Import Commercial Joint Stock Bank is in the business of providing banking services and products to individual customers and organizations. Its products and services are savings and demand deposits, short, medium and long-term loans, foreign currency trading, settlement services, documentary discounting, issuing and settling credit cards, cash services, payroll, collection, overseas remittance payment, guarantee issuance, mobile banking, internet banking and advisory services. The bank operates in Vietnam.
65GF Score

Get the complete analysis for STC:EIB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫20,000.00
Price
₫18,577.38
GF Value