Orient Commercial JSC (STC:OCB) Net Loan: ₫200,613,149 Mil (As of Mar. 2026)

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STC:OCB Orient Commercial JSC STC:OCB
73 GF Score
Price ₫10,950.00
GF Value ₫11,789.23
Valuation Fairly Valued
! 1 Warning Sign
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What is Orient Commercial JSC Net Loan?

Orient Commercial JSC STC:OCB +1.39% 73 Net Loan is ₫200,613,149 Mil as of Mar. 2026. GuruFocus rates STC:OCB with a GF Score™ of 73/100 and a GF Value™ of ₫11,789.23 (Fairly Valued). The stock has 1 warning sign investors should review.

Orient Commercial JSC's quarterly net loan increased from Sep. 2025 (₫192,840,483 Mil) to Dec. 2025 (₫195,300,615 Mil) and increased from Dec. 2025 (₫195,300,615 Mil) to Mar. 2026 (₫200,613,149 Mil).

Orient Commercial JSC's annual net loan increased from Dec. 2023 (₫146,300,618 Mil) to Dec. 2024 (₫195,300,615 Mil) and increased from Dec. 2024 (₫195,300,615 Mil) to Dec. 2025 (₫200,613,149 Mil).

Orient Commercial JSC Net Loan Historical Data

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The historical data trend for Orient Commercial JSC's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orient Commercial JSC Net Loan Chart

Orient Commercial JSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 102,397,749.74 120,430,340.09 146,300,618.43 168,498,794.33 195,300,614.73

Orient Commercial JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 172,848,556.35 183,826,748.94 192,840,483.36 195,300,614.73 200,613,148.57
STC:OCB
73GF Score
Orient Commercial JSC STC:OCB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Orient Commercial JSC Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₫200,613,149 Mil mean?
Orient Commercial JSC (STC:OCB) has a Net Loan of ₫200,613,149 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Orient Commercial JSC and its competitors.
Is Orient Commercial JSC's Net Loan too high?
Orient Commercial JSC's current Net Loan is ₫200,613,149 Mil. Overall, Orient Commercial JSC has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Orient Commercial JSC's Net Loan compare to competitors?
Orient Commercial JSC's Net Loan of ₫200,613,149 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Orient Commercial JSC and its competitors. Orient Commercial JSC's current Net Loan is ₫200,613,149 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Commercial JSC stock overvalued right now?
Based on GuruFocus' analysis, Orient Commercial JSC (STC:OCB) is currently considered Fairly Valued. The stock's GF Value™ is ₫11,789.23, compared to a current price of ₫10,950.00 — trading 7.1% below its estimated fair value. The current Net Loan is ₫200,613,149 Mil. Orient Commercial JSC's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Orient Commercial JSC (STC:OCB), the current Net Loan is ₫200,613,149 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orient Commercial JSC (STC:OCB) Overvalued in 2026?

Based on GuruFocus' analysis, Orient Commercial JSC stock appears to be undervalued. The current stock price of ₫10,950.00 is trading 7.1% below its estimated GF Value™ of ₫11,789.23. GuruFocus considers Orient Commercial JSC to be Fairly Valued.

Key valuation signals for STC:OCB:

  • Net Loan: ₫200,613,149 Mil
  • GF Value™: ₫11,789.23 vs. price of ₫10,950.00 (7.1% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the STC:OCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orient Commercial JSC Business Description

Address 41 & 45 Le Duan Street, Ben Nghe Ward, District 1, HCMC, Ho Chi Minh City, VNM
Orient Commercial JSC is a commercial bank in Vietnam. The bank provides deposit facility, loans, insurance services, money transfer services, corporate banking services, and other related services.
73GF Score

Get the complete analysis for STC:OCB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫10,950.00
Price
₫11,789.23
GF Value