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Orient Commercial JSCSTC:OCB 70 Equity-to-Asset is 0.10 as of Jun. 2026, which is 17% below its 10-year median of 0.12. GuruFocus rates STC:OCB with a GF Score™ of 70/100 and a GF Value™ of ₫12,021.47 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,525 Banks companies, Orient Commercial JSC ranks better than 54.75% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Orient Commercial JSC's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ₫35,821,889 Mil. Orient Commercial JSC's Total Assets for the quarter that ended in Jun. 2026 was ₫351,741,185 Mil.
Therefore, Orient Commercial JSC's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.10.
The historical rank and industry rank for Orient Commercial JSC's Equity-to-Asset or its related term are showing as below:
STC:OCB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.12 Max: 0.13
Current: 0.1
During the past 7 years, the highest Equity to Asset Ratio of Orient Commercial JSC was 0.13. The lowest was 0.10. And the median was 0.12.
STC:OCB's Equity-to-Asset is ranked better than 54.75% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs STC:OCB: 0.10
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Orient Commercial JSC Equity-to-Asset Related Terms
Orient Commercial JSC Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Orient Commercial JSC's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Orient Commercial JSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orient Commercial JSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Orient Commercial JSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Orient Commercial JSC's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Orient Commercial JSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orient Commercial JSC (STC:OCB) has a Equity-to-Asset of 0.10 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Orient Commercial JSC and its competitors. This is 17% below median its historical median of 0.12. Over the past decade, Orient Commercial JSC's Equity-to-Asset has ranged from 0.10 to 0.13. According to the industry distribution chart, Orient Commercial JSC ranks #690 out of 1525 companies in the Banks industry, placing it in the top 45.2%.
Is Orient Commercial JSC's Equity-to-Asset too high?
Orient Commercial JSC's current Equity-to-Asset of 0.10 is 17% below median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Orient Commercial JSC's value of 0.10 is 0% at this industry median. Based on the distribution chart, Orient Commercial JSC ranks #690 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Orient Commercial JSC has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orient Commercial JSC's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Orient Commercial JSC ranks #690 out of 1525 companies for Equity-to-Asset. This puts Orient Commercial JSC in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Orient Commercial JSC's value of 0.10 is 0% at this benchmark. Historically, Orient Commercial JSC's own Equity-to-Asset has ranged from 0.10 to 0.13 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Orient Commercial JSC has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orient Commercial JSC's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Orient Commercial JSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient Commercial JSC's current Equity-to-Asset is 0.10, which is 17% below median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Commercial JSC stock overvalued right now?
Based on GuruFocus' analysis, Orient Commercial JSC (STC:OCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫12,021.47, compared to a current price of ₫10,700.00 — trading 11% below its estimated fair value. The current Equity-to-Asset is 0.10, which is 17% below median its 10-year median of 0.12 and 0% at the Banks industry median of 0.10. Orient Commercial JSC's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Orient Commercial JSC (STC:OCB), the current Equity-to-Asset is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orient Commercial JSC (STC:OCB) Overvalued in 2026?
Based on GuruFocus' analysis, Orient Commercial JSC stock appears to be undervalued.
The current stock price of ₫10,700.00 is trading 11% below its estimated GF Value™ of ₫12,021.47.
GuruFocus considers Orient Commercial JSC to be Modestly Undervalued.
Key valuation signals for STC:OCB:
Equity-to-Asset: 0.10 (17% below median its 10-year median of 0.12)
GF Value™: ₫12,021.47 vs. price of ₫10,700.00 (11% below fair value)
Industry Position: 0% at the Banks median (#690 of 1525)
No single metric tells the full story. See the STC:OCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orient Commercial JSC is a commercial bank in Vietnam. The bank provides deposit facility, loans, insurance services, money transfer services, corporate banking services, and other related services.
70GF Score
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