Orient Commercial JSC (STC:OCB) Selling, General, & Admin. Expense: ₫684,269 Mil (TTM As of Mar. 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:OCB Orient Commercial JSC STC:OCB
73 GF Score
Price ₫10,800.00
GF Value ₫11,791.56
Valuation Fairly Valued
! 1 Warning Sign
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What is Orient Commercial JSC Selling, General, & Admin. Expense?

Orient Commercial JSC STC:OCB +0.47% 73 Selling, General, & Admin. Expense is ₫684,269 Mil as of Mar. 2026. GuruFocus rates STC:OCB with a GF Score™ of 73/100 and a GF Value™ of ₫11,791.56 (Fairly Valued). The stock has 1 warning sign investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Orient Commercial JSC's selling, general, & admin. expense for the three months ended in Mar. 2026 was ₫193,111 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₫684,269 Mil.


Orient Commercial JSC  (STC:OCB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Orient Commercial JSC Selling, General, & Admin. Expense Related Terms


Orient Commercial JSC Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Orient Commercial JSC's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orient Commercial JSC Selling, General, & Admin. Expense Chart

Orient Commercial JSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial 0.00 0.00 633,346.74 823,085.97 970,262.73

Orient Commercial JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 238,495.21 0.00 247,960.03 243,197.07 193,111.47

Orient Commercial JSC Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, Orient Commercial JSC's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orient Commercial JSC Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Orient Commercial JSC's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Orient Commercial JSC's Selling, General, & Admin. Expense falls into.


STC:OCB
73GF Score
Orient Commercial JSC STC:OCB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orient Commercial JSC Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫684,269 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ₫684,269 Mil mean?
Orient Commercial JSC (STC:OCB) has a Selling, General, & Admin. Expense of ₫684,269 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Orient Commercial JSC and its competitors.
Is Orient Commercial JSC's Selling, General, & Admin. Expense too high?
Orient Commercial JSC's current Selling, General, & Admin. Expense is ₫684,269 Mil. Overall, Orient Commercial JSC has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Orient Commercial JSC's Selling, General, & Admin. Expense compare to competitors?
Orient Commercial JSC's Selling, General, & Admin. Expense of ₫684,269 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Orient Commercial JSC and its competitors. Orient Commercial JSC's current Selling, General, & Admin. Expense is ₫684,269 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Commercial JSC stock overvalued right now?
Based on GuruFocus' analysis, Orient Commercial JSC (STC:OCB) is currently considered Fairly Valued. The stock's GF Value™ is ₫11,791.56, compared to a current price of ₫10,800.00 — trading 8.4% below its estimated fair value. The current Selling, General, & Admin. Expense is ₫684,269 Mil. Orient Commercial JSC's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Orient Commercial JSC (STC:OCB), the current Selling, General, & Admin. Expense is ₫684,269 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orient Commercial JSC (STC:OCB) Overvalued in 2026?

Based on GuruFocus' analysis, Orient Commercial JSC stock appears to be undervalued. The current stock price of ₫10,800.00 is trading 8.4% below its estimated GF Value™ of ₫11,791.56. GuruFocus considers Orient Commercial JSC to be Fairly Valued.

Key valuation signals for STC:OCB:

  • Selling, General, & Admin. Expense: ₫684,269 Mil
  • GF Value™: ₫11,791.56 vs. price of ₫10,800.00 (8.4% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the STC:OCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orient Commercial JSC Business Description

Address 41 & 45 Le Duan Street, Ben Nghe Ward, District 1, HCMC, Ho Chi Minh City, VNM
Orient Commercial JSC is a commercial bank in Vietnam. The bank provides deposit facility, loans, insurance services, money transfer services, corporate banking services, and other related services.
73GF Score

Get the complete analysis for STC:OCB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫10,800.00
Price
₫11,791.56
GF Value