Orient Commercial JSCSTC:OCB 73 Net Margin % is 35.60% as of Mar. 2026, which is 11% below its 10-year median of 40.18. GuruFocus rates STC:OCB with a GF Score™ of 73/100 and a GF Value™ of ₫13,791.22 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,527 Banks companies, Orient Commercial JSC ranks better than 72.17% on this metric.
The historical rank and industry rank for Orient Commercial JSC's Net Margin % or its related term are showing as below:
STC:OCB'
s Net Margin % Range Over the Past 10 Years
Min: 32.01 Med: 40.18 Max: 49.23
Current: 33.69
STC:OCB's Net Margin % is ranked better than 72.17% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs STC:OCB: 33.69
Orient Commercial JSC (STC:OCB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Orient Commercial JSC Net Margin % Related Terms
Orient Commercial JSC Net Margin % Historical Data
* Premium members only.
The historical data trend for Orient Commercial JSC's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orient Commercial JSC Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Orient Commercial JSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orient Commercial JSC Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Orient Commercial JSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Orient Commercial JSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orient Commercial JSC (STC:OCB) has a Net Margin % of 35.60% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Orient Commercial JSC and its competitors. This is 11% below median its historical median of 40.18. Over the past decade, Orient Commercial JSC's Net Margin % has ranged from 32.01 to 49.23. According to the industry distribution chart, Orient Commercial JSC ranks #425 out of 1527 companies in the Banks industry, placing it in the top 27.8%.
Is Orient Commercial JSC's Net Margin % too high?
Orient Commercial JSC's current Net Margin % of 35.60% is 11% below median its 10-year median of 40.18. Over the past 10 years, this metric has ranged from a low of 32.01 to a high of 49.23. The Banks industry median Net Margin % is 26.95. Orient Commercial JSC's value of 35.60% is 32.1% above this industry median. Based on the distribution chart, Orient Commercial JSC ranks #425 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Orient Commercial JSC has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Orient Commercial JSC's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Orient Commercial JSC ranks #425 out of 1527 companies for Net Margin %. This puts Orient Commercial JSC in the upper half of its industry. The industry median Net Margin % is 26.95. Orient Commercial JSC's value of 35.60% is 32.1% above this benchmark. Historically, Orient Commercial JSC's own Net Margin % has ranged from 32.01 to 49.23 over the past decade. While the company's 10-year median is 40.18 vs. the industry median of 26.95, Orient Commercial JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orient Commercial JSC's current Net Margin % of 35.60% is 32.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Orient Commercial JSC and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient Commercial JSC's current Net Margin % is 35.60%, which is 11% below median its own 10-year median of 40.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Commercial JSC stock overvalued right now?
Based on GuruFocus' analysis, Orient Commercial JSC (STC:OCB) is currently considered Fairly Valued. The stock's GF Value™ is ₫13,791.22, compared to a current price of ₫12,700.00 — trading 7.9% below its estimated fair value. The current Net Margin % is 35.60%, which is 11% below median its 10-year median of 40.18 and 32.1% above the Banks industry median of 26.95. Orient Commercial JSC's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Orient Commercial JSC (STC:OCB), the current Net Margin % is 35.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orient Commercial JSC (STC:OCB) Overvalued in 2026?
Based on GuruFocus' analysis, Orient Commercial JSC stock appears to be undervalued.
The current stock price of ₫12,700.00 is trading 7.9% below its estimated GF Value™ of ₫13,791.22.
GuruFocus considers Orient Commercial JSC to be Fairly Valued.
Key valuation signals for STC:OCB:
Net Margin %: 35.60% (11% below median its 10-year median of 40.18)
GF Value™: ₫13,791.22 vs. price of ₫12,700.00 (7.9% below fair value)
Industry Position: 32.1% above the Banks median (#425 of 1527)
No single metric tells the full story. See the STC:OCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orient Commercial JSC is a commercial bank in Vietnam. The bank provides deposit facility, loans, insurance services, money transfer services, corporate banking services, and other related services.
73GF Score
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