Orient Commercial JSC (STC:OCB) EV-to-OCF: 3.95 (As of Aug. 10, 2026) — 51% Above Median

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STC:OCB Orient Commercial JSC STC:OCB
72 GF Score
Price ₫10,700.00
GF Value ₫12,018.66
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Orient Commercial JSC EV-to-OCF?

Orient Commercial JSC STC:OCB +2.88% 72 EV-to-OCF is 3.95 as of Aug. 10, 2026, which is 51% above its 10-year median of 2.62. GuruFocus rates STC:OCB with a GF Score™ of 72/100 and a GF Value™ of ₫12,018.66 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,499 Banks companies, Orient Commercial JSC ranks better than 50.43% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Orient Commercial JSC's Enterprise Value is ₫46,076,579 Mil. Orient Commercial JSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was ₫11,676,327 Mil. Therefore, Orient Commercial JSC's EV-to-OCF for today is 3.95.

The historical rank and industry rank for Orient Commercial JSC's EV-to-OCF or its related term are showing as below:

STC:OCB' s EV-to-OCF Range Over the Past 10 Years
Min: -24.38   Med: 2.62   Max: 50.66
Current: 3.93

During the past 7 years, the highest EV-to-OCF of Orient Commercial JSC was 50.66. The lowest was -24.38. And the median was 2.62.

STC:OCB's EV-to-OCF is ranked better than
50.43% of 1499 companies
in the Banks industry
Industry Median: 4.08 vs STC:OCB: 3.93

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-10), Orient Commercial JSC's stock price is ₫10700.00. Orient Commercial JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₫1459.939. Therefore, Orient Commercial JSC's PE Ratio (TTM) for today is 7.33.


Orient Commercial JSC  (STC:OCB) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Orient Commercial JSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=10700.00/1459.939
=7.33

Orient Commercial JSC's share price for today is ₫10700.00.
Orient Commercial JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1459.939.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Orient Commercial JSC EV-to-OCF Related Terms


Orient Commercial JSC EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Orient Commercial JSC's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orient Commercial JSC EV-to-OCF Chart

Orient Commercial JSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial 9.23 -23.27 2.00 16.26 2.67

Orient Commercial JSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.94 3.79 2.67 1.14 4.10

Orient Commercial JSC EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Orient Commercial JSC's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orient Commercial JSC EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Orient Commercial JSC's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Orient Commercial JSC's EV-to-OCF falls into.


STC:OCB
72GF Score
Orient Commercial JSC STC:OCB
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orient Commercial JSC EV-to-OCF Calculation

Orient Commercial JSC's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=46076579.162/11676327.396
=3.95

Orient Commercial JSC's current Enterprise Value is ₫46,076,579 Mil.
Orient Commercial JSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫11,676,327 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 3.95 mean?
Orient Commercial JSC (STC:OCB) has a EV-to-OCF of 3.95 as of Aug. 10, 2026. This is 51% above median its historical median of 2.62. According to the industry distribution chart, Orient Commercial JSC ranks #743 out of 1499 companies in the Banks industry, placing it in the top 49.6%.
Is Orient Commercial JSC's EV-to-OCF too high?
Orient Commercial JSC's current EV-to-OCF of 3.95 is 51% above median its 10-year median of 2.62. The Banks industry median EV-to-OCF is 4.08. Orient Commercial JSC's value of 3.95 is 3.2% below this industry median. Based on the distribution chart, Orient Commercial JSC ranks #743 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, Orient Commercial JSC has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orient Commercial JSC's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Orient Commercial JSC ranks #743 out of 1499 companies for EV-to-OCF. This puts Orient Commercial JSC in the upper half of its industry. The industry median EV-to-OCF is 4.08. Orient Commercial JSC's value of 3.95 is 3.2% below this benchmark. While the company's 10-year median is 2.62 vs. the industry median of 4.08, Orient Commercial JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.08, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orient Commercial JSC's current EV-to-OCF of 3.95 is 3.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient Commercial JSC's current EV-to-OCF is 3.95, which is 51% above median its own 10-year median of 2.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Commercial JSC stock overvalued right now?
Based on GuruFocus' analysis, Orient Commercial JSC (STC:OCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫12,018.66, compared to a current price of ₫10,700.00 — trading 11% below its estimated fair value. The current EV-to-OCF is 3.95, which is 51% above median its 10-year median of 2.62 and 3.2% below the Banks industry median of 4.08. Orient Commercial JSC's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Orient Commercial JSC (STC:OCB), the current EV-to-OCF is 3.95 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orient Commercial JSC (STC:OCB) Overvalued in 2026?

Based on GuruFocus' analysis, Orient Commercial JSC stock appears to be undervalued. The current stock price of ₫10,700.00 is trading 11% below its estimated GF Value™ of ₫12,018.66. GuruFocus considers Orient Commercial JSC to be Modestly Undervalued.

Key valuation signals for STC:OCB:

  • EV-to-OCF: 3.95 (51% above median its 10-year median of 2.62)
  • GF Value™: ₫12,018.66 vs. price of ₫10,700.00 (11% below fair value)
  • GF Score™: 72/100 with 2 warning signs
  • Industry Position: 3.2% below the Banks median (#743 of 1499)

No single metric tells the full story. See the STC:OCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orient Commercial JSC Business Description

Address 41 & 45 Le Duan Street, Ben Nghe Ward, District 1, HCMC, Ho Chi Minh City, VNM
Orient Commercial JSC is a commercial bank in Vietnam. The bank provides deposit facility, loans, insurance services, money transfer services, corporate banking services, and other related services.
72GF Score

Get the complete analysis for STC:OCB

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫10,700.00
Price
₫12,018.66
GF Value