Orient Commercial JSC (STC:OCB) 3-1 Month Momentum %: 12.44% (As of Jul. 30, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:OCB Orient Commercial JSC STC:OCB
72 GF Score
Price ₫10,350.00
GF Value ₫11,775.25
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Orient Commercial JSC 3-1 Month Momentum %?

Orient Commercial JSC STC:OCB +3.50% 72 3-1 Month Momentum % is 12.44% as of Jul. 30, 2026. GuruFocus rates STC:OCB with a GF Score™ of 72/100 and a GF Value™ of ₫11,775.25 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,578 Banks companies, Orient Commercial JSC ranks better than 81.56% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-30), Orient Commercial JSC's 3-1 Month Momentum % is 12.44%.

The industry rank for Orient Commercial JSC's 3-1 Month Momentum % or its related term are showing as below:

STC:OCB's 3-1 Month Momentum % is ranked better than
81.56% of 1578 companies
in the Banks industry
Industry Median: 2.635 vs STC:OCB: 12.44

Orient Commercial JSC  (STC:OCB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Orient Commercial JSC 3-1 Month Momentum % Related Terms


Orient Commercial JSC 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Orient Commercial JSC's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orient Commercial JSC 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Orient Commercial JSC's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Orient Commercial JSC's 3-1 Month Momentum % falls into.


STC:OCB
72GF Score
Orient Commercial JSC STC:OCB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orient Commercial JSC  (STC:OCB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 12.44% mean?
Orient Commercial JSC (STC:OCB) has a 3-1 Month Momentum % of 12.44% as of Jul. 30, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Orient Commercial JSC and its competitors. According to the industry distribution chart, Orient Commercial JSC ranks #291 out of 1578 companies in the Banks industry, placing it in the top 18.4%.
Is Orient Commercial JSC's 3-1 Month Momentum % too high?
Orient Commercial JSC's current 3-1 Month Momentum % is 12.44%. The Banks industry median 3-1 Month Momentum % is 2.64. Orient Commercial JSC's value of 12.44% is 372.1% above this industry median. Based on the distribution chart, Orient Commercial JSC ranks #291 out of 1578 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Orient Commercial JSC has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orient Commercial JSC's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Orient Commercial JSC ranks #291 out of 1578 companies for 3-1 Month Momentum %. This places Orient Commercial JSC in the top 18% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.64. Orient Commercial JSC's value of 12.44% is 372.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.64, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orient Commercial JSC's current 3-1 Month Momentum % of 12.44% is 372.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Orient Commercial JSC and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient Commercial JSC's current 3-1 Month Momentum % is 12.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Commercial JSC stock overvalued right now?
Based on GuruFocus' analysis, Orient Commercial JSC (STC:OCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫11,775.25, compared to a current price of ₫10,350.00 — trading 12.1% below its estimated fair value. The current 3-1 Month Momentum % is 12.44% and 372.1% above the Banks industry median of 2.64. Orient Commercial JSC's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Orient Commercial JSC (STC:OCB), the current 3-1 Month Momentum % is 12.44% as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orient Commercial JSC (STC:OCB) Overvalued in 2026?

Based on GuruFocus' analysis, Orient Commercial JSC stock appears to be undervalued. The current stock price of ₫10,350.00 is trading 12.1% below its estimated GF Value™ of ₫11,775.25. GuruFocus considers Orient Commercial JSC to be Modestly Undervalued.

Key valuation signals for STC:OCB:

  • 3-1 Month Momentum %: 12.44%
  • GF Value™: ₫11,775.25 vs. price of ₫10,350.00 (12.1% below fair value)
  • GF Score™: 72/100 with 2 warning signs
  • Industry Position: 372.1% above the Banks median (#291 of 1578)

No single metric tells the full story. See the STC:OCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orient Commercial JSC Business Description

Address 41 & 45 Le Duan Street, Ben Nghe Ward, District 1, HCMC, Ho Chi Minh City, VNM
Orient Commercial JSC is a commercial bank in Vietnam. The bank provides deposit facility, loans, insurance services, money transfer services, corporate banking services, and other related services.
72GF Score

Get the complete analysis for STC:OCB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫10,350.00
Price
₫11,775.25
GF Value