Orient Commercial JSC (STC:OCB) Scaled Net Operating Assets: 0.13 (As of Mar. 2026)


STC:OCB Orient Commercial JSC STC:OCB
73 GF Score
Price ₫12,700.00
GF Value ₫13,791.22
Valuation Fairly Valued
! 1 Warning Sign
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What is Orient Commercial JSC Scaled Net Operating Assets?

Orient Commercial JSC STC:OCB 73 Scaled Net Operating Assets is 0.13 as of Mar. 2026. GuruFocus rates STC:OCB with a GF Score™ of 73/100 and a GF Value™ of ₫13,791.22 (Fairly Valued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Orient Commercial JSC's operating assets for the quarter that ended in Mar. 2026 was ₫273,918,396 Mil. Orient Commercial JSC's operating liabilities for the quarter that ended in Mar. 2026 was ₫232,567,977 Mil. Orient Commercial JSC's Total Assets for the quarter that ended in Dec. 2025 was ₫322,949,480 Mil. Therefore, Orient Commercial JSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.13.

STC:OCB
73GF Score
Orient Commercial JSC STC:OCB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Orient Commercial JSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Orient Commercial JSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(265888851.633-218096022.228)/276486854.526
=0.17

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=322949479.567 - 57060627.934
=265888851.633

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=289024801.683 - 70928779.455 - 0
=218096022.228

Orient Commercial JSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(273918395.578-232567976.892)/322949479.567
=0.13

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=344097628.063 - 70179232.485
=273918395.578

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=309196924.954 - 76628948.062 - 0
=232567976.892

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.13 mean?
Orient Commercial JSC (STC:OCB) has a Scaled Net Operating Assets of 0.13 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Orient Commercial JSC and its competitors.
Is Orient Commercial JSC's Scaled Net Operating Assets too high?
Orient Commercial JSC's current Scaled Net Operating Assets is 0.13. Overall, Orient Commercial JSC has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Orient Commercial JSC's Scaled Net Operating Assets compare to competitors?
Orient Commercial JSC's Scaled Net Operating Assets of 0.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Orient Commercial JSC and its competitors. Orient Commercial JSC's current Scaled Net Operating Assets is 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Commercial JSC stock overvalued right now?
Based on GuruFocus' analysis, Orient Commercial JSC (STC:OCB) is currently considered Fairly Valued. The stock's GF Value™ is ₫13,791.22, compared to a current price of ₫12,700.00 — trading 7.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.13. Orient Commercial JSC's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Orient Commercial JSC (STC:OCB), the current Scaled Net Operating Assets is 0.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orient Commercial JSC (STC:OCB) Overvalued in 2026?

Based on GuruFocus' analysis, Orient Commercial JSC stock appears to be undervalued. The current stock price of ₫12,700.00 is trading 7.9% below its estimated GF Value™ of ₫13,791.22. GuruFocus considers Orient Commercial JSC to be Fairly Valued.

Key valuation signals for STC:OCB:

  • Scaled Net Operating Assets: 0.13
  • GF Value™: ₫13,791.22 vs. price of ₫12,700.00 (7.9% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the STC:OCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Orient Commercial JSC Business Description

Address 41 & 45 Le Duan Street, Ben Nghe Ward, District 1, HCMC, Ho Chi Minh City, VNM
Orient Commercial JSC is a commercial bank in Vietnam. The bank provides deposit facility, loans, insurance services, money transfer services, corporate banking services, and other related services.
73GF Score

Get the complete analysis for STC:OCB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫12,700.00
Price
₫13,791.22
GF Value