TRCY (Tri City Bankshares) Net Loan: $1,151.39 Mil (As of Dec. 2025)

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TRCY Tri City Bankshares Corp TRCY
65 GF Score
Price $19.88
GF Value $15.48
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Tri City Bankshares Net Loan?

Tri City Bankshares TRCY -0.10% 65 Net Loan is $1,151.39 Mil as of Dec. 2025. GuruFocus rates TRCY with a GF Score™ of 65/100 and a GF Value™ of $15.48 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Tri City Bankshares's quarterly net loan declined from Dec. 2020 ($945.14 Mil) to Dec. 2024 ($0.00 Mil) but then increased from Dec. 2024 ($0.00 Mil) to Dec. 2025 ($1,151.39 Mil).

Tri City Bankshares's annual net loan declined from Dec. 2020 ($945.14 Mil) to Dec. 2024 ($0.00 Mil) but then increased from Dec. 2024 ($0.00 Mil) to Dec. 2025 ($1,151.39 Mil).

Tri City Bankshares Net Loan Historical Data

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The historical data trend for Tri City Bankshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tri City Bankshares Net Loan Chart

Tri City Bankshares Annual Data
Trend Dec10 Dec11 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 896.47 890.99 945.14 0.00 1,151.39

Tri City Bankshares Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 896.47 890.99 945.14 0.00 1,151.39
TRCY
65GF Score
Tri City Bankshares Corp TRCY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Tri City Bankshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,151.39 Mil mean?
Tri City Bankshares (TRCY) has a Net Loan of $1,151.39 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Tri City Bankshares and its competitors.
Is Tri City Bankshares' Net Loan too high?
Tri City Bankshares' current Net Loan is $1,151.39 Mil. Overall, Tri City Bankshares has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri City Bankshares' Net Loan compare to PFLC and BVFL?
Tri City Bankshares' Net Loan of $1,151.39 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Tri City Bankshares and its competitors. Tri City Bankshares's current Net Loan is $1,151.39 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri City Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Tri City Bankshares (TRCY) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.48, compared to a current price of $19.88 — trading 28.4% above its estimated fair value. The current Net Loan is $1,151.39 Mil. Tri City Bankshares' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Tri City Bankshares (TRCY), the current Net Loan is $1,151.39 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tri City Bankshares (TRCY) Overvalued in 2026?

Based on GuruFocus' analysis, Tri City Bankshares stock appears to be overvalued. The current stock price of $19.88 is trading 28.4% above its estimated GF Value™ of $15.48. GuruFocus considers Tri City Bankshares to be Modestly Overvalued.

Key valuation signals for TRCY:

  • Net Loan: $1,151.39 Mil
  • GF Value™: $15.48 vs. price of $19.88 (28.4% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the TRCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tri City Bankshares Business Description

Address 6400 South 27th Street, Oak Creek, WI, USA, 53154
Tri City Bankshares Corp is a bank holding company. It provides consumer and commercial banking services to individuals and businesses. The services provided by the bank are loan facilities, credit card facilities, reverse mortgages, online banking services, business cards, savings facilities, and other services. It has one reportable segment, community banking.
65GF Score

Get the complete analysis for TRCY

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.88
Price
$15.48
GF Value