Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Tri City Bankshares's share price for the quarter that ended in Dec. 2025 was $20.6. Tri City Bankshares's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 8.91 Mil. Therefore, Tri City Bankshares's market cap for the quarter that ended in Dec. 2025 was $183.44 Mil.
Tri City Bankshares's quarterly market cap
declined
from Dec. 2020 ($155.84 Mil) to Dec. 2024 ($124.67 Mil) but then
increased
from Dec. 2024 ($124.67 Mil) to Dec. 2025 ($183.44 Mil).
Tri City Bankshares's annual market cap
declined
from Dec. 2020 ($155.84 Mil) to Dec. 2024 ($124.67 Mil) but then
increased
from Dec. 2024 ($124.67 Mil) to Dec. 2025 ($183.44 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Tri City Bankshares's Enterprise Value for Today is $-66.20 Mil.
Tri City Bankshares (OTCPK:TRCY) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Tri City Bankshares Market Cap Related Terms
Tri City Bankshares Market Cap Historical Data
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The historical data trend for Tri City Bankshares's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Tri City Bankshares's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tri City Bankshares Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Tri City Bankshares's Market Cap distribution charts can be found below:
* The bar in red indicates where Tri City Bankshares's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Tri City Bankshares's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tri City Bankshares (TRCY) has a Market Cap of $170.97 Mil as of Jul. 01, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Tri City Bankshares and its competitors. According to the industry distribution chart, Tri City Bankshares ranks #1105 out of 1545 companies in the Banks industry, placing it in the top 71.5%.
Is Tri City Bankshares' Market Cap too high?
Tri City Bankshares' current Market Cap is $170.97 Mil. The Banks industry median Market Cap is 707.75. Tri City Bankshares' value of $170.97 Mil is 75.8% below this industry median. Based on the distribution chart, Tri City Bankshares ranks #1105 out of 1545 companies in the Banks industry, which is below the industry midpoint. Overall, Tri City Bankshares has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri City Bankshares' Market Cap compare to UBAB and SBKO?
According to the Banks industry distribution chart, Tri City Bankshares ranks #1105 out of 1545 companies for Market Cap. This places Tri City Bankshares in the lower half of its industry. The industry median Market Cap is 707.75. Tri City Bankshares' value of $170.97 Mil is 75.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 707.75, based on 1,545 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tri City Bankshares's current Market Cap of $170.97 Mil is 75.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Tri City Bankshares and its competitors. For the Banks industry, the median Market Cap is 707.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tri City Bankshares's current Market Cap is $170.97 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri City Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Tri City Bankshares (TRCY) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.42, compared to a current price of $19.20 — trading 24.5% above its estimated fair value. The current Market Cap is $170.97 Mil and 75.8% below the Banks industry median of 707.75. Tri City Bankshares' overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Tri City Bankshares (TRCY), the current Market Cap is $170.97 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tri City Bankshares (TRCY) Overvalued in 2026?
Based on GuruFocus' analysis, Tri City Bankshares stock appears to be overvalued.
The current stock price of $19.20 is trading 24.5% above its estimated GF Value™ of $15.42.
GuruFocus considers Tri City Bankshares to be Modestly Overvalued.
Key valuation signals for TRCY:
Market Cap: $170.97 Mil
GF Value™: $15.42 vs. price of $19.20 (24.5% above fair value)
Industry Position: 75.8% below the Banks median (#1105 of 1545)
No single metric tells the full story. See the TRCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tri City Bankshares Corp is a bank holding company. It provides consumer and commercial banking services to individuals and businesses. The services provided by the bank are loan facilities, credit card facilities, reverse mortgages, online banking services, business cards, savings facilities, and other services. It has one reportable segment, community banking.
62GF Score
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