TRCY (Tri City Bankshares) Interest Expense: $-17.65 Mil (TTM As of Dec. 2025)

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TRCY Tri City Bankshares Corp TRCY
62 GF Score
Price $19.00
GF Value $15.44
Valuation Modestly Overvalued
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What is Tri City Bankshares Interest Expense?

Tri City Bankshares TRCY -0.52% 62 Interest Expense is $-17.65 Mil as of Dec. 2025. GuruFocus rates TRCY with a GF Score™ of 62/100 and a GF Value™ of $15.44 (Modestly Overvalued).

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Tri City Bankshares's interest expense for the six months ended in Dec. 2025 was $ -17.65 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-17.65 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Tri City Bankshares's Operating Income for the six months ended in Dec. 2025 was $ Mil. Tri City Bankshares's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Tri City Bankshares Interest Expense Historical Data

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The historical data trend for Tri City Bankshares's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tri City Bankshares Interest Expense Chart

Tri City Bankshares Annual Data
Trend Dec10 Dec11 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.88 -2.30 -1.45 -23.59 -17.65

Tri City Bankshares Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.88 -2.30 -1.45 -23.59 -17.65
TRCY
62GF Score
Tri City Bankshares Corp TRCY
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Tri City Bankshares Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-17.65 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-17.65 Mil mean?
Tri City Bankshares (TRCY) has a Interest Expense of $-17.65 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Tri City Bankshares and its competitors.
Is Tri City Bankshares' Interest Expense too high?
Tri City Bankshares' current Interest Expense is $-17.65 Mil. Overall, Tri City Bankshares has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri City Bankshares' Interest Expense compare to UBAB and SBKO?
Tri City Bankshares' Interest Expense of $-17.65 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Tri City Bankshares and its competitors. Tri City Bankshares's current Interest Expense is $-17.65 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri City Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Tri City Bankshares (TRCY) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.44, compared to a current price of $19.00 — trading 23.1% above its estimated fair value. The current Interest Expense is $-17.65 Mil. Tri City Bankshares' overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Tri City Bankshares (TRCY), the current Interest Expense is $-17.65 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tri City Bankshares (TRCY) Overvalued in 2026?

Based on GuruFocus' analysis, Tri City Bankshares stock appears to be overvalued. The current stock price of $19.00 is trading 23.1% above its estimated GF Value™ of $15.44. GuruFocus considers Tri City Bankshares to be Modestly Overvalued.

Key valuation signals for TRCY:

  • Interest Expense: $-17.65 Mil
  • GF Value™: $15.44 vs. price of $19.00 (23.1% above fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the TRCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tri City Bankshares Business Description

Address 6400 South 27th Street, Oak Creek, WI, USA, 53154
Tri City Bankshares Corp is a bank holding company. It provides consumer and commercial banking services to individuals and businesses. The services provided by the bank are loan facilities, credit card facilities, reverse mortgages, online banking services, business cards, savings facilities, and other services. It has one reportable segment, community banking.
62GF Score

Get the complete analysis for TRCY

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.00
Price
$15.44
GF Value