TRCY (Tri City Bankshares) OCF Margin %: 0.00% (As of Dec. 2025)


TRCY Tri City Bankshares Corp TRCY
62 GF Score
Price $19.20
GF Value $15.42
Valuation Modestly Overvalued
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What is Tri City Bankshares OCF Margin %?

Tri City Bankshares TRCY +0.95% 62 OCF Margin % is 0.00% as of Dec. 2025. GuruFocus rates TRCY with a GF Score™ of 62/100 and a GF Value™ of $15.42 (Modestly Overvalued). Among 1,502 Banks companies, Tri City Bankshares ranks worse than 66577.83% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Tri City Bankshares's Cash Flow from Operations for the six months ended in Dec. 2025 was $0.00 Mil. Tri City Bankshares's Revenue for the six months ended in Dec. 2025 was $76.79 Mil. Therefore, Tri City Bankshares's OCF Margin % for the quarter that ended in Dec. 2025 was 0.00%.

As of today, Tri City Bankshares's current OCF Yield % is 0.00%.

The historical rank and industry rank for Tri City Bankshares's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Tri City Bankshares was 44.78%. The lowest was 9.96%. And the median was 22.63%.

TRCY's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.405
* Ranked among companies with meaningful OCF Margin % only.

Tri City Bankshares OCF Margin % Related Terms

Tri City Bankshares OCF Margin % Historical Data

* Premium members only.

The historical data trend for Tri City Bankshares's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tri City Bankshares OCF Margin % Chart

Tri City Bankshares Annual Data
Trend Dec10 Dec11 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.14 19.14 30.79 0.00 0.00

Tri City Bankshares Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec24 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.14 19.14 30.79 0.00 0.00
TRCY
62GF Score
Tri City Bankshares Corp TRCY
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Tri City Bankshares OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Tri City Bankshares's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=0/76.788
=0.00 %

Tri City Bankshares's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=0/76.788
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.00% mean?
Tri City Bankshares (TRCY) has a OCF Margin % of 0.00% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Tri City Bankshares and its competitors. Over the past decade, Tri City Bankshares' OCF Margin % has ranged from 9.96 to 44.78. According to the industry distribution chart, Tri City Bankshares ranks #999999 out of 1502 companies in the Banks industry.
Is Tri City Bankshares' OCF Margin % too high?
Tri City Bankshares' current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 9.96 to a high of 44.78. Based on the distribution chart, Tri City Bankshares ranks #999999 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Tri City Bankshares has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri City Bankshares' OCF Margin % compare to UBAB and SBKO?
According to the Banks industry distribution chart, Tri City Bankshares ranks #999999 out of 1502 companies for OCF Margin %. This places Tri City Bankshares in the lower half of its industry. The industry median OCF Margin % is 29.41. Historically, Tri City Bankshares' own OCF Margin % has ranged from 9.96 to 44.78 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Tri City Bankshares and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tri City Bankshares's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri City Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Tri City Bankshares (TRCY) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.42, compared to a current price of $19.20 — trading 24.5% above its estimated fair value. The current OCF Margin % is 0.00%. Tri City Bankshares' overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Tri City Bankshares (TRCY), the current OCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tri City Bankshares (TRCY) Overvalued in 2026?

Based on GuruFocus' analysis, Tri City Bankshares stock appears to be overvalued. The current stock price of $19.20 is trading 24.5% above its estimated GF Value™ of $15.42. GuruFocus considers Tri City Bankshares to be Modestly Overvalued.

Key valuation signals for TRCY:

  • OCF Margin %: 0.00%
  • GF Value™: $15.42 vs. price of $19.20 (24.5% above fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the TRCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tri City Bankshares Business Description

Address 6400 South 27th Street, Oak Creek, WI, USA, 53154
Tri City Bankshares Corp is a bank holding company. It provides consumer and commercial banking services to individuals and businesses. The services provided by the bank are loan facilities, credit card facilities, reverse mortgages, online banking services, business cards, savings facilities, and other services. It has one reportable segment, community banking.
62GF Score

Get the complete analysis for TRCY

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.20
Price
$15.42
GF Value