TRCY (Tri City Bankshares) ROE % Adjusted to Book Value: 8.00% (As of Dec. 2025)


TRCY Tri City Bankshares Corp TRCY
64 GF Score
Price $19.23
GF Value $15.42
Valuation Modestly Overvalued
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What is Tri City Bankshares ROE % Adjusted to Book Value?

Tri City Bankshares TRCY +0.16% 64 ROE % Adjusted to Book Value is 8.00% as of Dec. 2025. GuruFocus rates TRCY with a GF Score™ of 64/100 and a GF Value™ of $15.42 (Modestly Overvalued).

Tri City Bankshares's ROE % for the quarter that ended in Dec. 2025 was 7.92%. Tri City Bankshares's PB Ratio for the quarter that ended in Dec. 2025 was 0.99. Tri City Bankshares's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 8.00%.

Tri City Bankshares ROE % Adjusted to Book Value Related Terms

Tri City Bankshares ROE % Adjusted to Book Value Historical Data

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The historical data trend for Tri City Bankshares's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tri City Bankshares ROE % Adjusted to Book Value Chart

Tri City Bankshares Annual Data
Trend Dec10 Dec11 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.30 11.32 9.49 0.00 8.00

Tri City Bankshares Semi-Annual Data
Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.30 11.32 9.49 0.00 8.00

TRCY vs UBAB, SBKO, ECBK: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Tri City Bankshares's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Tri City Bankshares ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Tri City Bankshares's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Tri City Bankshares's ROE % Adjusted to Book Value falls into.


TRCY
64GF Score
Tri City Bankshares Corp TRCY
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Tri City Bankshares ROE % Adjusted to Book Value Calculation

Tri City Bankshares's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.92% / 0.99
=8.00%

Tri City Bankshares's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.92% / 0.99
=8.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 8.00% mean?
Tri City Bankshares (TRCY) has a ROE % Adjusted to Book Value of 8.00% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Tri City Bankshares and its competitors.
Is Tri City Bankshares' ROE % Adjusted to Book Value too high?
Tri City Bankshares' current ROE % Adjusted to Book Value is 8.00%. Overall, Tri City Bankshares has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri City Bankshares' ROE % Adjusted to Book Value compare to UBAB and SBKO?
Tri City Bankshares' ROE % Adjusted to Book Value of 8.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Tri City Bankshares and its competitors. Tri City Bankshares's current ROE % Adjusted to Book Value is 8.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri City Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Tri City Bankshares (TRCY) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.42, compared to a current price of $19.23 — trading 24.7% above its estimated fair value. The current ROE % Adjusted to Book Value is 8.00%. Tri City Bankshares' overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Tri City Bankshares (TRCY), the current ROE % Adjusted to Book Value is 8.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tri City Bankshares (TRCY) Overvalued in 2026?

Based on GuruFocus' analysis, Tri City Bankshares stock appears to be overvalued. The current stock price of $19.23 is trading 24.7% above its estimated GF Value™ of $15.42. GuruFocus considers Tri City Bankshares to be Modestly Overvalued.

Key valuation signals for TRCY:

  • ROE % Adjusted to Book Value: 8.00%
  • GF Value™: $15.42 vs. price of $19.23 (24.7% above fair value)
  • GF Score™: 64/100

No single metric tells the full story. See the TRCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Tri City Bankshares Business Description

Address 6400 South 27th Street, Oak Creek, WI, USA, 53154
Tri City Bankshares Corp is a bank holding company. It provides consumer and commercial banking services to individuals and businesses. The services provided by the bank are loan facilities, credit card facilities, reverse mortgages, online banking services, business cards, savings facilities, and other services. It has one reportable segment, community banking.
64GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.23
Price
$15.42
GF Value