Tri City BanksharesTRCY +1.20%64 Shareholder Yield % is 3.85% as of Dec. 2025, which is 42% above its 10-year median of 2.71. GuruFocus rates TRCY with a GF Score™ of 64/100 and a GF Value™ of $15.43 (Modestly Overvalued). Among 1,503 Banks companies, Tri City Bankshares ranks better than 60.61% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Tri City Bankshares's Shareholder Yield % was 3.85%.
Tri City Bankshares (OTCPK:TRCY) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Tri City Bankshares Shareholder Yield % Related Terms
Tri City Bankshares Shareholder Yield % Historical Data
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The historical data trend for Tri City Bankshares's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TRCY vs UBAB, SBKO, ECBK: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Tri City Bankshares's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tri City Bankshares Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Tri City Bankshares's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Tri City Bankshares's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Tri City Bankshares (TRCY) has a Shareholder Yield % of 3.85% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Tri City Bankshares and its competitors. This is 42% above median its historical median of 2.71. Over the past decade, Tri City Bankshares' Shareholder Yield % has ranged from 2.30 to 5.14. According to the industry distribution chart, Tri City Bankshares ranks #592 out of 1503 companies in the Banks industry, placing it in the top 39.4%.
Is Tri City Bankshares' Shareholder Yield % too high?
Tri City Bankshares' current Shareholder Yield % of 3.85% is 42% above median its 10-year median of 2.71. Over the past 10 years, this metric has ranged from a low of 2.30 to a high of 5.14. The Banks industry median Shareholder Yield % is 1.55. Tri City Bankshares' value of 3.85% is 148.4% above this industry median. Based on the distribution chart, Tri City Bankshares ranks #592 out of 1503 companies in the Banks industry, which is above the industry midpoint. Overall, Tri City Bankshares has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tri City Bankshares' Shareholder Yield % compare to UBAB and SBKO?
According to the Banks industry distribution chart, Tri City Bankshares ranks #592 out of 1503 companies for Shareholder Yield %. This puts Tri City Bankshares in the upper half of its industry. The industry median Shareholder Yield % is 1.55. Tri City Bankshares' value of 3.85% is 148.4% above this benchmark. Historically, Tri City Bankshares' own Shareholder Yield % has ranged from 2.30 to 5.14 over the past decade. While the company's 10-year median is 2.71 vs. the industry median of 1.55, Tri City Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.55, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tri City Bankshares's current Shareholder Yield % of 3.85% is 148.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Tri City Bankshares and its competitors. For the Banks industry, the median Shareholder Yield % is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tri City Bankshares's current Shareholder Yield % is 3.85%, which is 42% above median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tri City Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Tri City Bankshares (TRCY) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.43, compared to a current price of $19.12 — trading 23.9% above its estimated fair value. The current Shareholder Yield % is 3.85%, which is 42% above median its 10-year median of 2.71 and 148.4% above the Banks industry median of 1.55. Tri City Bankshares' overall GF Score™ is 64/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Tri City Bankshares (TRCY), the current Shareholder Yield % is 3.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tri City Bankshares (TRCY) Overvalued in 2026?
Based on GuruFocus' analysis, Tri City Bankshares stock appears to be overvalued.
The current stock price of $19.12 is trading 23.9% above its estimated GF Value™ of $15.43.
GuruFocus considers Tri City Bankshares to be Modestly Overvalued.
Key valuation signals for TRCY:
Shareholder Yield %: 3.85% (42% above median its 10-year median of 2.71)
GF Value™: $15.43 vs. price of $19.12 (23.9% above fair value)
Industry Position: 148.4% above the Banks median (#592 of 1503)
No single metric tells the full story. See the TRCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tri City Bankshares Corp is a bank holding company. It provides consumer and commercial banking services to individuals and businesses. The services provided by the bank are loan facilities, credit card facilities, reverse mortgages, online banking services, business cards, savings facilities, and other services. It has one reportable segment, community banking.
64GF Score
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