Ehime Bank (TSE:8541) Net Loan: 円2,002,071 Mil (As of Mar. 2026)

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TSE:8541 Ehime Bank Ltd TSE:8541
45 GF Score
Price 円3,065.00
GF Value 円1,250.17
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Ehime Bank Net Loan?

Ehime Bank TSE:8541 +0.82% 45 Net Loan is 円2,002,071 Mil as of Mar. 2026. GuruFocus rates TSE:8541 with a GF Score™ of 45/100 and a GF Value™ of 円1,250.17 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Ehime Bank's quarterly net loan increased from Sep. 2025 (円1,963,586 Mil) to Dec. 2025 (円2,013,088 Mil) but then declined from Dec. 2025 (円2,013,088 Mil) to Mar. 2026 (円2,002,071 Mil).

Ehime Bank's annual net loan increased from Mar. 2024 (円1,922,920 Mil) to Mar. 2025 (円2,013,088 Mil) and increased from Mar. 2025 (円2,013,088 Mil) to Mar. 2026 (円2,002,071 Mil).

Ehime Bank Net Loan Historical Data

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The historical data trend for Ehime Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ehime Bank Net Loan Chart

Ehime Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,818,539.00 1,906,683.00 1,922,920.00 1,967,801.00 2,002,071.00

Ehime Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,948,540.00 1,963,586.00 2,013,088.00 2,002,071.00 2,006,491.00
TSE:8541
45GF Score
Ehime Bank Ltd TSE:8541
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Ehime Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of 円2,002,071 Mil mean?
Ehime Bank (TSE:8541) has a Net Loan of 円2,002,071 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Ehime Bank and its competitors.
Is Ehime Bank's Net Loan too high?
Ehime Bank's current Net Loan is 円2,002,071 Mil. Overall, Ehime Bank has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ehime Bank's Net Loan compare to competitors?
Ehime Bank's Net Loan of 円2,002,071 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Ehime Bank and its competitors. Ehime Bank's current Net Loan is 円2,002,071 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ehime Bank stock overvalued right now?
Based on GuruFocus' analysis, Ehime Bank (TSE:8541) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,250.17, compared to a current price of 円3,065.00 — trading 145.2% above its estimated fair value. The current Net Loan is 円2,002,071 Mil. Ehime Bank's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Ehime Bank (TSE:8541), the current Net Loan is 円2,002,071 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ehime Bank (TSE:8541) Overvalued in 2026?

Based on GuruFocus' analysis, Ehime Bank stock appears to be overvalued. The current stock price of 円3,065.00 is trading 145.2% above its estimated GF Value™ of 円1,250.17. GuruFocus considers Ehime Bank to be Significantly Overvalued.

Key valuation signals for TSE:8541:

  • Net Loan: 円2,002,071 Mil
  • GF Value™: 円1,250.17 vs. price of 円3,065.00 (145.2% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the TSE:8541 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ehime Bank Business Description

Address 2-1, Katsuyama-cho, Matsuyama, Ehime, JPN, 790-8580
Ehime Bank Ltd is engaged in the provision of banking products and financial services in Japan. The bank offers deposits such as time, savings and property, savings and current accounts, and loans. In addition, it offers various insurance services including term and life, property, corporate business and medical insurance. The bank also renders services comprising of mutual fund, government bond, and other financial product brokerage business.
45GF Score

Get the complete analysis for TSE:8541

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,065.00
Price
円1,250.17
GF Value