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Ehime BankTSE:8541 -4.30%52 PB Ratio is 0.63 as of Jul. 18, 2026, which is 91% above its 10-year median of 0.33. GuruFocus rates TSE:8541 with a GF Score™ of 52/100 and a GF Value™ of 円1,244.18 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,517 Banks companies, Ehime Bank ranks better than 82% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-18), Ehime Bank's share price is 円2317.00. Ehime Bank's Book Value per Share for the quarter that ended in Mar. 2026 was 円3,688.63. Hence, Ehime Bank's PB Ratio of today is 0.63.
Warning Sign:
Ehime Bank Ltd stock PB Ratio (=0.61) is close to 10-year high of 0.61.
The historical rank and industry rank for Ehime Bank's PB Ratio or its related term are showing as below:
TSE:8541'
s PB Ratio Range Over the Past 10 Years
Min: 0.19 Med: 0.33 Max: 0.67
Current: 0.64
During the past 13 years, Ehime Bank's highest PB Ratio was 0.67. The lowest was 0.19. And the median was 0.33.
TSE:8541's PB Ratio is ranked better than 82% of 1517
companies
in the Banks industry
Industry Median: 1.12
vs TSE:8541: 0.64
During the past 12 months, Ehime Bank's average Book Value Per Share Growth Rate was 6.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 1.80% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Ehime Bank was 7.60% per year. The lowest was -3.60% per year. And the median was 2.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ehime Bank PB Ratio Related Terms
Ehime Bank PB Ratio Historical Data
* Premium members only.
The historical data trend for Ehime Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ehime Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ehime Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ehime Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ehime Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Ehime Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ehime Bank (TSE:8541) has a PB Ratio of 0.63 as of Jul. 18, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ehime Bank and its competitors. This is 91% above median its historical median of 0.33. Over the past decade, Ehime Bank's PB Ratio has ranged from 0.19 to 0.67. According to the industry distribution chart, Ehime Bank ranks #273 out of 1517 companies in the Banks industry, placing it in the top 18%.
Is Ehime Bank's PB Ratio too high?
Ehime Bank's current PB Ratio of 0.63 is 91% above median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.67. The Banks industry median PB Ratio is 1.12. Ehime Bank's value of 0.63 is 43.8% below this industry median. Based on the distribution chart, Ehime Bank ranks #273 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ehime Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ehime Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Ehime Bank ranks #273 out of 1517 companies for PB Ratio. This places Ehime Bank in the top 18% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. Ehime Bank's value of 0.63 is 43.8% below this benchmark. Historically, Ehime Bank's own PB Ratio has ranged from 0.19 to 0.67 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 1.12, Ehime Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ehime Bank's current PB Ratio of 0.63 is 43.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ehime Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ehime Bank's current PB Ratio is 0.63, which is 91% above median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ehime Bank stock overvalued right now?
Based on GuruFocus' analysis, Ehime Bank (TSE:8541) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,244.18, compared to a current price of 円2,317.00 — trading 86.2% above its estimated fair value. The current PB Ratio is 0.63, which is 91% above median its 10-year median of 0.33 and 43.8% below the Banks industry median of 1.12. Ehime Bank's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ehime Bank (TSE:8541), the current PB Ratio is 0.63 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ehime Bank (TSE:8541) Overvalued in 2026?
Based on GuruFocus' analysis, Ehime Bank stock appears to be overvalued.
The current stock price of 円2,317.00 is trading 86.2% above its estimated GF Value™ of 円1,244.18.
GuruFocus considers Ehime Bank to be Significantly Overvalued.
Key valuation signals for TSE:8541:
PB Ratio: 0.63 (91% above median its 10-year median of 0.33)
GF Value™: 円1,244.18 vs. price of 円2,317.00 (86.2% above fair value)
Industry Position: 43.8% below the Banks median (#273 of 1517)
No single metric tells the full story. See the TSE:8541 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ehime Bank Ltd is engaged in the provision of banking products and financial services in Japan. The bank offers deposits such as time, savings and property, savings and current accounts, and loans. In addition, it offers various insurance services including term and life, property, corporate business and medical insurance. The bank also renders services comprising of mutual fund, government bond, and other financial product brokerage business.
52GF Score
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