Ehime Bank (TSE:8541) Cyclically Adjusted Book per Share: 円3,738.40 (As of Mar. 2026)


TSE:8541 Ehime Bank Ltd TSE:8541
58 GF Score
Price 円2,205.00
GF Value 円1,242.04
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Ehime Bank Cyclically Adjusted Book per Share?

Ehime Bank TSE:8541 58 Cyclically Adjusted Book per Share is 円3,738.40 as of Mar. 2026. GuruFocus rates TSE:8541 with a GF Score™ of 58/100 and a GF Value™ of 円1,242.04 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Ehime Bank's adjusted book value per share for the three months ended in Mar. 2026 was 円3,688.632. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円3,738.40 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Ehime Bank's average Cyclically Adjusted Book Growth Rate was 2.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.70% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 4.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Ehime Bank was 5.10% per year. The lowest was 3.70% per year. And the median was 4.80% per year.

As of today (2026-07-08), Ehime Bank's current stock price is 円2205.00. Ehime Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was 円3,738.40. Ehime Bank's Cyclically Adjusted PB Ratio of today is 0.59.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Ehime Bank was 0.59. The lowest was 0.24. And the median was 0.33.


Ehime Bank  (TSE:8541) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Ehime Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2205.00/3738.40
=0.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Ehime Bank was 0.59. The lowest was 0.24. And the median was 0.33.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Ehime Bank Cyclically Adjusted Book per Share Related Terms


Ehime Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Ehime Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ehime Bank Cyclically Adjusted Book per Share Chart

Ehime Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,193.75 3,348.74 3,495.86 3,662.13 3,738.40

Ehime Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,662.13 3,686.48 3,704.64 3,744.23 3,738.40

Ehime Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Ehime Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ehime Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ehime Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Ehime Bank's Cyclically Adjusted PB Ratio falls into.


TSE:8541
58GF Score
Ehime Bank Ltd TSE:8541
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ehime Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Ehime Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3688.632/112.7000*112.7000
=3,688.632

Current CPI (Mar. 2026) = 112.7000.

Ehime Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 3,187.197 98.100 3,661.540
201609 3,148.831 98.000 3,621.156
201612 3,053.328 98.400 3,497.054
201703 2,974.772 98.100 3,417.501
201706 3,098.272 98.500 3,544.926
201709 3,157.432 98.800 3,601.646
201712 3,249.168 99.400 3,683.916
201803 3,204.659 99.200 3,640.777
201806 3,162.528 99.200 3,592.912
201809 3,223.435 99.900 3,636.448
201812 3,119.708 99.700 3,526.490
201903 3,239.645 99.700 3,662.066
201906 3,384.434 99.800 3,821.901
201909 3,437.172 100.100 3,869.823
201912 3,562.634 100.500 3,995.113
202003 3,196.017 100.300 3,591.138
202006 3,564.994 99.900 4,021.770
202009 3,661.223 99.900 4,130.329
202012 3,889.673 99.300 4,414.563
202103 3,931.965 99.900 4,435.760
202106 3,877.072 99.500 4,391.417
202109 3,924.550 100.100 4,418.549
202112 3,813.805 100.100 4,293.864
202203 3,447.504 101.100 3,843.063
202206 3,195.470 101.800 3,537.618
202209 3,069.089 103.100 3,354.863
202212 3,132.318 104.100 3,391.088
202303 3,263.562 104.400 3,523.021
202306 3,362.334 105.200 3,602.044
202309 3,236.098 106.200 3,434.164
202312 3,375.924 106.800 3,562.422
202403 3,519.462 107.200 3,700.031
202406 3,473.482 108.200 3,617.943
202409 3,587.527 108.900 3,712.712
202412 3,565.322 110.700 3,629.736
202503 3,469.240 111.100 3,519.202
202506 3,549.124 111.700 3,580.898
202509 3,649.407 112.000 3,672.216
202512 3,705.459 113.000 3,695.621
202603 3,688.632 112.700 3,688.632

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of 円3,738.40 mean?
Ehime Bank (TSE:8541) has a Cyclically Adjusted Book per Share of 円3,738.40 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Ehime Bank and its competitors.
Is Ehime Bank's Cyclically Adjusted Book per Share too high?
Ehime Bank's current Cyclically Adjusted Book per Share is 円3,738.40. Overall, Ehime Bank has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ehime Bank's Cyclically Adjusted Book per Share compare to competitors?
Ehime Bank's Cyclically Adjusted Book per Share of 円3,738.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Ehime Bank and its competitors. Ehime Bank's current Cyclically Adjusted Book per Share is 円3,738.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ehime Bank stock overvalued right now?
Based on GuruFocus' analysis, Ehime Bank (TSE:8541) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,242.04, compared to a current price of 円2,205.00 — trading 77.5% above its estimated fair value. The current Cyclically Adjusted Book per Share is 円3,738.40. Ehime Bank's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Ehime Bank (TSE:8541), the current Cyclically Adjusted Book per Share is 円3,738.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ehime Bank (TSE:8541) Overvalued in 2026?

Based on GuruFocus' analysis, Ehime Bank stock appears to be overvalued. The current stock price of 円2,205.00 is trading 77.5% above its estimated GF Value™ of 円1,242.04. GuruFocus considers Ehime Bank to be Significantly Overvalued.

Key valuation signals for TSE:8541:

  • Cyclically Adjusted Book per Share: 円3,738.40
  • GF Value™: 円1,242.04 vs. price of 円2,205.00 (77.5% above fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the TSE:8541 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ehime Bank Business Description

Address 2-1, Katsuyama-cho, Matsuyama, Ehime, JPN, 790-8580
Ehime Bank Ltd is engaged in the provision of banking products and financial services in Japan. The bank offers deposits such as time, savings and property, savings and current accounts, and loans. In addition, it offers various insurance services including term and life, property, corporate business and medical insurance. The bank also renders services comprising of mutual fund, government bond, and other financial product brokerage business.
58GF Score

Get the complete analysis for TSE:8541

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,205.00
Price
円1,242.04
GF Value