Ehime Bank (TSE:8541) Scaled Net Operating Assets: -0.05 (As of Mar. 2026)


TSE:8541 Ehime Bank Ltd TSE:8541
52 GF Score
Price 円2,210.00
GF Value 円1,241.18
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Ehime Bank Scaled Net Operating Assets?

Ehime Bank TSE:8541 +0.32% 52 Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus rates TSE:8541 with a GF Score™ of 52/100 and a GF Value™ of 円1,241.18 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Ehime Bank's operating assets for the quarter that ended in Mar. 2026 was 円2,735,900 Mil. Ehime Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円2,871,523 Mil. Ehime Bank's Total Assets for the quarter that ended in Dec. 2025 was 円2,953,416 Mil. Therefore, Ehime Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.05.

TSE:8541
52GF Score
Ehime Bank Ltd TSE:8541
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Ehime Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Ehime Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(2735900-2871523)/2962667
=-0.05

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3082660 - 346760
=2735900

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2938245 - 66722 - 0
=2871523

Ehime Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2735900-2871523)/2953416
=-0.05

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3082660 - 346760
=2735900

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2938245 - 66722 - 0
=2871523

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.05 mean?
Ehime Bank (TSE:8541) has a Scaled Net Operating Assets of -0.05 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Ehime Bank and its competitors.
Is Ehime Bank's Scaled Net Operating Assets too high?
Ehime Bank's current Scaled Net Operating Assets is -0.05. Overall, Ehime Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ehime Bank's Scaled Net Operating Assets compare to competitors?
Ehime Bank's Scaled Net Operating Assets of -0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Ehime Bank and its competitors. Ehime Bank's current Scaled Net Operating Assets is -0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ehime Bank stock overvalued right now?
Based on GuruFocus' analysis, Ehime Bank (TSE:8541) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,241.18, compared to a current price of 円2,210.00 — trading 78.1% above its estimated fair value. The current Scaled Net Operating Assets is -0.05. Ehime Bank's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Ehime Bank (TSE:8541), the current Scaled Net Operating Assets is -0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ehime Bank (TSE:8541) Overvalued in 2026?

Based on GuruFocus' analysis, Ehime Bank stock appears to be overvalued. The current stock price of 円2,210.00 is trading 78.1% above its estimated GF Value™ of 円1,241.18. GuruFocus considers Ehime Bank to be Significantly Overvalued.

Key valuation signals for TSE:8541:

  • Scaled Net Operating Assets: -0.05
  • GF Value™: 円1,241.18 vs. price of 円2,210.00 (78.1% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the TSE:8541 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ehime Bank Business Description

Address 2-1, Katsuyama-cho, Matsuyama, Ehime, JPN, 790-8580
Ehime Bank Ltd is engaged in the provision of banking products and financial services in Japan. The bank offers deposits such as time, savings and property, savings and current accounts, and loans. In addition, it offers various insurance services including term and life, property, corporate business and medical insurance. The bank also renders services comprising of mutual fund, government bond, and other financial product brokerage business.
52GF Score

Get the complete analysis for TSE:8541

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,210.00
Price
円1,241.18
GF Value