Ehime Bank (TSE:8541) Cyclically Adjusted PS Ratio: 2.81 (As of Jul. 29, 2026) — 151% Above Median

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TSE:8541 Ehime Bank Ltd TSE:8541
52 GF Score
Price 円2,932.00
GF Value 円1,246.53
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Ehime Bank Cyclically Adjusted PS Ratio?

Ehime Bank TSE:8541 +0.51% 52 Cyclically Adjusted PS Ratio is 2.81 as of Jul. 29, 2026, which is 151% above its 10-year median of 1.12. GuruFocus rates TSE:8541 with a GF Score™ of 52/100 and a GF Value™ of 円1,246.53 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,301 Banks companies, Ehime Bank ranks better than 64.8% on this metric.

As of today (2026-07-29), Ehime Bank's current share price is 円2932.00. Ehime Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円1,042.66. Ehime Bank's Cyclically Adjusted PS Ratio for today is 2.81.

The historical rank and industry rank for Ehime Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8541' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.82   Med: 1.12   Max: 2.68
Current: 2.68

During the past years, Ehime Bank's highest Cyclically Adjusted PS Ratio was 2.68. The lowest was 0.82. And the median was 1.12.

TSE:8541's Cyclically Adjusted PS Ratio is ranked better than
64.8% of 1301 companies
in the Banks industry
Industry Median: 3.43 vs TSE:8541: 2.68

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Ehime Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was 円318.759. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円1,042.66 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ehime Bank  (TSE:8541) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Ehime Bank Cyclically Adjusted PS Ratio Related Terms


Ehime Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Ehime Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ehime Bank Cyclically Adjusted PS Ratio Chart

Ehime Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.02 0.90 1.19 1.07 1.48

Ehime Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 0.99 1.20 1.44 1.48

Ehime Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Ehime Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ehime Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ehime Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Ehime Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8541
52GF Score
Ehime Bank Ltd TSE:8541
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ehime Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Ehime Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2932.00/1042.66
=2.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ehime Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Ehime Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=318.759/112.7000*112.7000
=318.759

Current CPI (Mar. 2026) = 112.7000.

Ehime Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 207.840 98.100 238.772
201609 194.838 98.000 224.064
201612 217.175 98.400 248.736
201703 199.853 98.100 229.597
201706 209.533 98.500 239.740
201709 216.150 98.800 246.560
201712 221.192 99.400 250.788
201803 213.118 99.200 242.121
201806 212.370 99.200 241.271
201809 207.518 99.900 234.107
201812 220.258 99.700 248.978
201903 198.151 99.700 223.988
201906 215.453 99.800 243.302
201909 211.108 100.100 237.681
201912 208.194 100.500 233.467
202003 247.543 100.300 278.147
202006 211.405 99.900 238.492
202009 195.660 99.900 220.730
202012 217.323 99.300 246.650
202103 239.696 99.900 270.408
202106 223.654 99.500 253.325
202109 223.613 100.100 251.760
202112 232.622 100.100 261.903
202203 227.745 101.100 253.876
202206 251.990 101.800 278.971
202209 237.385 103.100 259.489
202212 240.455 104.100 260.320
202303 247.185 104.400 266.837
202306 297.610 105.200 318.827
202309 270.297 106.200 286.841
202312 265.239 106.800 279.892
202403 269.474 107.200 283.300
202406 267.416 108.200 278.538
202409 248.872 108.900 257.556
202412 258.299 110.700 262.966
202503 349.444 111.100 354.476
202506 255.347 111.700 257.633
202509 310.877 112.000 312.820
202512 291.684 113.000 290.910
202603 318.759 112.700 318.759

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.81 mean?
Ehime Bank (TSE:8541) has a Cyclically Adjusted PS Ratio of 2.81 as of Jul. 29, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ehime Bank and its competitors. This is 151% above median its historical median of 1.12. Over the past decade, Ehime Bank's Cyclically Adjusted PS Ratio has ranged from 0.82 to 2.68. According to the industry distribution chart, Ehime Bank ranks #458 out of 1301 companies in the Banks industry, placing it in the top 35.2%.
Is Ehime Bank's Cyclically Adjusted PS Ratio too high?
Ehime Bank's current Cyclically Adjusted PS Ratio of 2.81 is 151% above median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.82 to a high of 2.68. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Ehime Bank's value of 2.81 is 18.1% below this industry median. Based on the distribution chart, Ehime Bank ranks #458 out of 1301 companies in the Banks industry, which is above the industry midpoint. Overall, Ehime Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ehime Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Ehime Bank ranks #458 out of 1301 companies for Cyclically Adjusted PS Ratio. This puts Ehime Bank in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Ehime Bank's value of 2.81 is 18.1% below this benchmark. Historically, Ehime Bank's own Cyclically Adjusted PS Ratio has ranged from 0.82 to 2.68 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 3.43, Ehime Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ehime Bank's current Cyclically Adjusted PS Ratio of 2.81 is 18.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ehime Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ehime Bank's current Cyclically Adjusted PS Ratio is 2.81, which is 151% above median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ehime Bank stock overvalued right now?
Based on GuruFocus' analysis, Ehime Bank (TSE:8541) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,246.53, compared to a current price of 円2,932.00 — trading 135.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.81, which is 151% above median its 10-year median of 1.12 and 18.1% below the Banks industry median of 3.43. Ehime Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Ehime Bank (TSE:8541), the current Cyclically Adjusted PS Ratio is 2.81 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ehime Bank (TSE:8541) Overvalued in 2026?

Based on GuruFocus' analysis, Ehime Bank stock appears to be overvalued. The current stock price of 円2,932.00 is trading 135.2% above its estimated GF Value™ of 円1,246.53. GuruFocus considers Ehime Bank to be Significantly Overvalued.

Key valuation signals for TSE:8541:

  • Cyclically Adjusted PS Ratio: 2.81 (151% above median its 10-year median of 1.12)
  • GF Value™: 円1,246.53 vs. price of 円2,932.00 (135.2% above fair value)
  • GF Score™: 52/100 with 6 warning signs
  • Industry Position: 18.1% below the Banks median (#458 of 1301)

No single metric tells the full story. See the TSE:8541 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ehime Bank Business Description

Address 2-1, Katsuyama-cho, Matsuyama, Ehime, JPN, 790-8580
Ehime Bank Ltd is engaged in the provision of banking products and financial services in Japan. The bank offers deposits such as time, savings and property, savings and current accounts, and loans. In addition, it offers various insurance services including term and life, property, corporate business and medical insurance. The bank also renders services comprising of mutual fund, government bond, and other financial product brokerage business.
52GF Score

Get the complete analysis for TSE:8541

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,932.00
Price
円1,246.53
GF Value