Ehime Bank (TSE:8541) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

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TSE:8541 Ehime Bank Ltd TSE:8541
52 GF Score
Price 円2,781.00
GF Value 円1,247.17
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Ehime Bank LT-Debt-to-Total-Asset?

Ehime Bank TSE:8541 +2.24% 52 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates TSE:8541 with a GF Score™ of 52/100 and a GF Value™ of 円1,247.17 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Ehime Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Ehime Bank's long-term debt to total assets ratio declined from Mar. 2025 (0.02) to Mar. 2026 (0.02). It may suggest that Ehime Bank is progressively becoming less dependent on debt to grow their business.


Ehime Bank  (TSE:8541) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Ehime Bank LT-Debt-to-Total-Asset Related Terms


Ehime Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Ehime Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ehime Bank LT-Debt-to-Total-Asset Chart

Ehime Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.03 0.03 0.02 0.02

Ehime Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02
TSE:8541
52GF Score
Ehime Bank Ltd TSE:8541
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ehime Bank LT-Debt-to-Total-Asset Calculation

Ehime Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )/Total Assets (A: Mar. 2026 )
=66722/3082660
=0.02

Ehime Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=66722/3082660
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Ehime Bank (TSE:8541) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ehime Bank and its competitors.
Is Ehime Bank's LT-Debt-to-Total-Asset too high?
Ehime Bank's current LT-Debt-to-Total-Asset is 0.02. Overall, Ehime Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ehime Bank's LT-Debt-to-Total-Asset compare to competitors?
Ehime Bank's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ehime Bank and its competitors. Ehime Bank's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ehime Bank stock overvalued right now?
Based on GuruFocus' analysis, Ehime Bank (TSE:8541) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,247.17, compared to a current price of 円2,781.00 — trading 123% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Ehime Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Ehime Bank (TSE:8541), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ehime Bank (TSE:8541) Overvalued in 2026?

Based on GuruFocus' analysis, Ehime Bank stock appears to be overvalued. The current stock price of 円2,781.00 is trading 123% above its estimated GF Value™ of 円1,247.17. GuruFocus considers Ehime Bank to be Significantly Overvalued.

Key valuation signals for TSE:8541:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: 円1,247.17 vs. price of 円2,781.00 (123% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the TSE:8541 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ehime Bank Business Description

Address 2-1, Katsuyama-cho, Matsuyama, Ehime, JPN, 790-8580
Ehime Bank Ltd is engaged in the provision of banking products and financial services in Japan. The bank offers deposits such as time, savings and property, savings and current accounts, and loans. In addition, it offers various insurance services including term and life, property, corporate business and medical insurance. The bank also renders services comprising of mutual fund, government bond, and other financial product brokerage business.
52GF Score

Get the complete analysis for TSE:8541

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,781.00
Price
円1,247.17
GF Value