Ehime Bank (TSE:8541) Moat Score: 0/10 (As of Jul. 08, 2026)


TSE:8541 Ehime Bank Ltd TSE:8541
52 GF Score
Price 円2,341.00
GF Value 円1,242.04
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Ehime Bank Moat Score?

Ehime Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Ehime Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Ehime Bank might have No Moat - No discernible moat.

Ehime Bank  (TSE:8541) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Ehime Bank Moat Score Related Terms

TSE:8541
52GF Score
Ehime Bank Ltd TSE:8541
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ehime Bank (TSE:8541) Overvalued in 2026?

Based on GuruFocus' analysis, Ehime Bank stock appears to be overvalued. The current stock price of 円2,341.00 is trading 88.5% above its estimated GF Value™ of 円1,242.04. GuruFocus considers Ehime Bank to be Significantly Overvalued.

Key valuation signals for TSE:8541:

  • Moat Score: 0
  • GF Value™: 円1,242.04 vs. price of 円2,341.00 (88.5% above fair value)
  • GF Score™: 52/100 with 5 warning signs

No single metric tells the full story. See the TSE:8541 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ehime Bank Business Description

Address 2-1, Katsuyama-cho, Matsuyama, Ehime, JPN, 790-8580
Ehime Bank Ltd is engaged in the provision of banking products and financial services in Japan. The bank offers deposits such as time, savings and property, savings and current accounts, and loans. In addition, it offers various insurance services including term and life, property, corporate business and medical insurance. The bank also renders services comprising of mutual fund, government bond, and other financial product brokerage business.
52GF Score

Get the complete analysis for TSE:8541

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,341.00
Price
円1,242.04
GF Value