Helvetia Baloise Holding AG (XSWX:HBAN) Net Loan: CHF18,168 Mil (As of Dec. 2025)

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XSWX:HBAN Helvetia Baloise Holding AG XSWX:HBAN
80 GF Score
Price CHF217.20
GF Value CHF188.84
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Helvetia Baloise Holding AG Net Loan?

Helvetia Baloise Holding AG XSWX:HBAN +0.74% 80 Net Loan is CHF18,168 Mil as of Dec. 2025. GuruFocus rates XSWX:HBAN with a GF Score™ of 80/100 and a GF Value™ of CHF188.84 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Helvetia Baloise Holding AG's quarterly net loan declined from Dec. 2024 (CHF4,128 Mil) to Jun. 2025 (CHF0 Mil) but then increased from Jun. 2025 (CHF0 Mil) to Dec. 2025 (CHF18,168 Mil).

Helvetia Baloise Holding AG's annual net loan declined from Dec. 2023 (CHF4,128 Mil) to Dec. 2024 (CHF0 Mil) but then increased from Dec. 2024 (CHF0 Mil) to Dec. 2025 (CHF18,168 Mil).

Helvetia Baloise Holding AG Net Loan Historical Data

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The historical data trend for Helvetia Baloise Holding AG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Helvetia Baloise Holding AG Net Loan Chart

Helvetia Baloise Holding AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 4,223.20 4,128.30 4,128.00 18,167.50

Helvetia Baloise Holding AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,128.30 3,686.20 4,128.00 0.00 18,167.50
XSWX:HBAN
80GF Score
Helvetia Baloise Holding AG XSWX:HBAN
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Helvetia Baloise Holding AG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CHF18,168 Mil mean?
Helvetia Baloise Holding AG (XSWX:HBAN) has a Net Loan of CHF18,168 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Helvetia Baloise Holding AG and its competitors.
Is Helvetia Baloise Holding AG's Net Loan too high?
Helvetia Baloise Holding AG's current Net Loan is CHF18,168 Mil. Overall, Helvetia Baloise Holding AG has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helvetia Baloise Holding AG's Net Loan compare to BRK.A and AIG?
Helvetia Baloise Holding AG's Net Loan of CHF18,168 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Insurance company?
A good Net Loan depends on the Insurance industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Helvetia Baloise Holding AG and its competitors. Helvetia Baloise Holding AG's current Net Loan is CHF18,168 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helvetia Baloise Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG (XSWX:HBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF188.84, compared to a current price of CHF217.20 — trading 15% above its estimated fair value. The current Net Loan is CHF18,168 Mil. Helvetia Baloise Holding AG's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Helvetia Baloise Holding AG (XSWX:HBAN), the current Net Loan is CHF18,168 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Helvetia Baloise Holding AG (XSWX:HBAN) Overvalued in 2026?

Based on GuruFocus' analysis, Helvetia Baloise Holding AG stock appears to be overvalued. The current stock price of CHF217.20 is trading 15% above its estimated GF Value™ of CHF188.84. GuruFocus considers Helvetia Baloise Holding AG to be Modestly Overvalued.

Key valuation signals for XSWX:HBAN:

  • Net Loan: CHF18,168 Mil
  • GF Value™: CHF188.84 vs. price of CHF217.20 (15% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the XSWX:HBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Helvetia Baloise Holding AG Business Description

Address Aeschengraben 21, Basel, CHE, CH-4051
Helvetia Baloise Holding AG is a multi-line insurance company. The company provides pension, specialty insurance and reinsurance services, and other financial solutions. The company represents it's seven reportable segments namely Switzerland, Spain, Germany, Belgium, Luxembourg, Italian and Austrian Markets, Specialty Markets, and Corporate and other. Company generates majority revenue from Switzerland business segment.
80GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF217.20
Price
CHF188.84
GF Value