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Helvetia Baloise Holding AG (XSWX:HBAN) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
Helvetia Baloise Holding AG Forward PE Ratio Related Terms
Helvetia Baloise Holding AG Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helvetia Baloise Holding AG Forward PE Ratio Chart
Helvetia Baloise Holding AG Annual Data
Trend
2024-12
2025-12
Forward PE Ratio
14.85
17.59
Helvetia Baloise Holding AG Semi-Annual Data
2018-06
2024-12
2025-06
2025-12
Forward PE Ratio
11.14
14.85
17.64
17.59
XSWX:HBAN vs BRK.A, AIG, HIG: Forward PE Ratio Comparison
For the Insurance - Diversified subindustry, Helvetia Baloise Holding AG's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helvetia Baloise Holding AG Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Helvetia Baloise Holding AG's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where Helvetia Baloise Holding AG's Forward PE Ratio falls into.
Helvetia Baloise Holding AG Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
Helvetia Baloise Holding AG (XSWX:HBAN) has a Forward PE Ratio of 18.46 as of Jul. 18, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Helvetia Baloise Holding AG and its competitors. According to the industry distribution chart, Helvetia Baloise Holding AG ranks #222 out of 274 companies in the Insurance industry, placing it in the top 81%.
Is Helvetia Baloise Holding AG's Forward PE Ratio too high?
Helvetia Baloise Holding AG's current Forward PE Ratio is 18.46. The Insurance industry median Forward PE Ratio is 11.80. Helvetia Baloise Holding AG's value of 18.46 is 56.5% above this industry median. Based on the distribution chart, Helvetia Baloise Holding AG ranks #222 out of 274 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Helvetia Baloise Holding AG has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helvetia Baloise Holding AG's Forward PE Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helvetia Baloise Holding AG ranks #222 out of 274 companies for Forward PE Ratio. This places Helvetia Baloise Holding AG in the lower half of its industry. The industry median Forward PE Ratio is 11.80. Helvetia Baloise Holding AG's value of 18.46 is 56.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.80, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helvetia Baloise Holding AG's current Forward PE Ratio of 18.46 is 56.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Helvetia Baloise Holding AG and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helvetia Baloise Holding AG's current Forward PE Ratio is 18.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helvetia Baloise Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG (XSWX:HBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF188.04, compared to a current price of CHF215.00 — trading 14.3% above its estimated fair value. The current Forward PE Ratio is 18.46 and 56.5% above the Insurance industry median of 11.80. Helvetia Baloise Holding AG's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Helvetia Baloise Holding AG (XSWX:HBAN), the current Forward PE Ratio is 18.46 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helvetia Baloise Holding AG (XSWX:HBAN) Overvalued in 2026?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG stock appears to be overvalued.
The current stock price of CHF215.00 is trading 14.3% above its estimated GF Value™ of CHF188.04.
GuruFocus considers Helvetia Baloise Holding AG to be Modestly Overvalued.
Key valuation signals for XSWX:HBAN:
Forward PE Ratio: 18.46
GF Value™: CHF188.04 vs. price of CHF215.00 (14.3% above fair value)
Industry Position: 56.5% above the Insurance median (#222 of 274)
No single metric tells the full story. See the XSWX:HBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helvetia Baloise Holding AG is a multi-line insurance company. The company provides pension, specialty insurance and reinsurance services, and other financial solutions. The company represents it's seven reportable segments namely Switzerland, Spain, Germany, Belgium, Luxembourg, Italian and Austrian Markets, Specialty Markets, and Corporate and other. Company generates majority revenue from Switzerland business segment.
80GF Score
Get the complete analysis for XSWX:HBAN
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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