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Helvetia Baloise Holding AGXSWX:HBAN +0.09%80 Peter Lynch Fair Value is CHF31.49 as of Jul. 17, 2026, which is 100% below its 10-year median of 7.24. GuruFocus rates XSWX:HBAN with a GF Score™ of 80/100 and a GF Value™ of CHF187.88 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 156 Insurance companies, Helvetia Baloise Holding AG ranks worse than 98.08% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Helvetia Baloise Holding AG's PEG is 1. Helvetia Baloise Holding AG's 5-Year TTM EBITDA Growth Rate is 7.24.
Helvetia Baloise Holding AG's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was CHF4.35. Therefore, the Peter Lynch Fair Value for today is CHF31.49.
The historical rank and industry rank for Helvetia Baloise Holding AG's Peter Lynch Fair Value or its related term are showing as below:
XSWX:HBAN'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 6.64 Med: 7.24 Max: 7.83
Current: 6.75
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Helvetia Baloise Holding AG was 7.83. The lowest was 6.64. And the median was 7.24.
XSWX:HBAN's Price-to-Peter-Lynch-Fair-Value is ranked worse than 98.08% of 156
companies
in the Insurance industry
Industry Median: 0.835
vs XSWX:HBAN: 6.75
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Helvetia Baloise Holding AG (XSWX:HBAN) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 7.24 instead of 15 in this case.
Helvetia Baloise Holding AG's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
212.60
/
31.49
=
6.75
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helvetia Baloise Holding AG Peter Lynch Fair Value Related Terms
Helvetia Baloise Holding AG Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Helvetia Baloise Holding AG Peter Lynch Fair Value Chart
XSWX:HBAN vs BRK.A, AIG, HIG: Peter Lynch Fair Value Comparison
For the Insurance - Diversified subindustry, Helvetia Baloise Holding AG's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helvetia Baloise Holding AG Price-to-Peter-Lynch-Fair-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Helvetia Baloise Holding AG's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Helvetia Baloise Holding AG's Price-to-Peter-Lynch-Fair-Value falls into.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was CHF4.35.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of CHF31.49 mean?
Helvetia Baloise Holding AG (XSWX:HBAN) has a Peter Lynch Fair Value of CHF31.49 as of Jul. 17, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Helvetia Baloise Holding AG and its competitors. This is 335% above median its historical median of 7.24. Over the past decade, Helvetia Baloise Holding AG's Peter Lynch Fair Value has ranged from 6.64 to 7.83. According to the industry distribution chart, Helvetia Baloise Holding AG ranks #153 out of 156 companies in the Insurance industry, placing it in the top 98.1%.
Is Helvetia Baloise Holding AG's Peter Lynch Fair Value too high?
Helvetia Baloise Holding AG's current Peter Lynch Fair Value of CHF31.49 is 335% above median its 10-year median of 7.24. Over the past 10 years, this metric has ranged from a low of 6.64 to a high of 7.83. Based on the distribution chart, Helvetia Baloise Holding AG ranks #153 out of 156 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Helvetia Baloise Holding AG has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helvetia Baloise Holding AG's Peter Lynch Fair Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helvetia Baloise Holding AG ranks #153 out of 156 companies for Peter Lynch Fair Value. This places Helvetia Baloise Holding AG in the lower half of its industry. The industry median Peter Lynch Fair Value is 0.84. Historically, Helvetia Baloise Holding AG's own Peter Lynch Fair Value has ranged from 6.64 to 7.83 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Insurance company?
The median Peter Lynch Fair Value among Insurance companies is 0.84, based on 156 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Helvetia Baloise Holding AG and its competitors. For the Insurance industry, the median Peter Lynch Fair Value is 0.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helvetia Baloise Holding AG's current Peter Lynch Fair Value is CHF31.49, which is 335% above median its own 10-year median of 7.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helvetia Baloise Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG (XSWX:HBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF187.88, compared to a current price of CHF212.60 — trading 13.2% above its estimated fair value. The current Peter Lynch Fair Value is CHF31.49, which is 335% above median its 10-year median of 7.24. Helvetia Baloise Holding AG's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Helvetia Baloise Holding AG (XSWX:HBAN), the current Peter Lynch Fair Value is CHF31.49 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helvetia Baloise Holding AG (XSWX:HBAN) Overvalued in 2026?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG stock appears to be overvalued.
The current stock price of CHF212.60 is trading 13.2% above its estimated GF Value™ of CHF187.88.
GuruFocus considers Helvetia Baloise Holding AG to be Modestly Overvalued.
Key valuation signals for XSWX:HBAN:
Peter Lynch Fair Value: CHF31.49 (335% above median its 10-year median of 7.24)
GF Value™: CHF187.88 vs. price of CHF212.60 (13.2% above fair value)
No single metric tells the full story. See the XSWX:HBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helvetia Baloise Holding AG is a multi-line insurance company. The company provides pension, specialty insurance and reinsurance services, and other financial solutions. The company represents it's seven reportable segments namely Switzerland, Spain, Germany, Belgium, Luxembourg, Italian and Austrian Markets, Specialty Markets, and Corporate and other. Company generates majority revenue from Switzerland business segment.
80GF Score
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