The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Helvetia Baloise Holding AG's share price is CHF211.80.
Helvetia Baloise Holding AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was CHF201.98. Hence, Helvetia Baloise Holding AG's PS Ratio for today is 1.05.
Warning Sign:
Helvetia Baloise Holding AG stock PS Ratio (=1.05) is close to 10-year high of 1.1.
The historical rank and industry rank for Helvetia Baloise Holding AG's PS Ratio or its related term are showing as below:
XSWX:HBAN'
s PS Ratio Range Over the Past 10 Years
Min: 0.33 Med: 0.61 Max: 1.1
Current: 1.05
During the past 13 years, Helvetia Baloise Holding AG's highest PS Ratio was 1.10. The lowest was 0.33. And the median was 0.61.
XSWX:HBAN's PS Ratio is ranked better than 55.78% of 502
companies
in the Insurance industry
Industry Median: 1.155
vs XSWX:HBAN: 1.05
Helvetia Baloise Holding AG revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Helvetia Baloise Holding AG was -4.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 14.00% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 0.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 0.50% per year.
During the past 13 years, Helvetia Baloise Holding AG's highest 3-Year average Revenue per Share Growth Rate was 14.00% per year. The lowest was -14.10% per year. And the median was 0.20% per year.
Back to Basics: PS Ratio
Helvetia Baloise Holding AG (XSWX:HBAN) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Helvetia Baloise Holding AG PS Ratio Related Terms
Helvetia Baloise Holding AG PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Helvetia Baloise Holding AG's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Helvetia Baloise Holding AG PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Helvetia Baloise Holding AG's PS Ratio distribution charts can be found below:
* The bar in red indicates where Helvetia Baloise Holding AG's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Helvetia Baloise Holding AG's Share Price of today is CHF211.80.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Helvetia Baloise Holding AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was CHF201.98.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Helvetia Baloise Holding AG (XSWX:HBAN) has a PS Ratio of 1.05 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Helvetia Baloise Holding AG and its competitors. This is 72% above median its historical median of 0.61. Over the past decade, Helvetia Baloise Holding AG's PS Ratio has ranged from 0.33 to 1.10. According to the industry distribution chart, Helvetia Baloise Holding AG ranks #222 out of 502 companies in the Insurance industry, placing it in the top 44.2%.
Is Helvetia Baloise Holding AG's PS Ratio too high?
Helvetia Baloise Holding AG's current PS Ratio of 1.05 is 72% above median its 10-year median of 0.61. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 1.10. The Insurance industry median PS Ratio is 1.16. Helvetia Baloise Holding AG's value of 1.05 is 9.1% below this industry median. Based on the distribution chart, Helvetia Baloise Holding AG ranks #222 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Helvetia Baloise Holding AG has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Helvetia Baloise Holding AG's PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Helvetia Baloise Holding AG ranks #222 out of 502 companies for PS Ratio. This puts Helvetia Baloise Holding AG in the upper half of its industry. The industry median PS Ratio is 1.16. Helvetia Baloise Holding AG's value of 1.05 is 9.1% below this benchmark. Historically, Helvetia Baloise Holding AG's own PS Ratio has ranged from 0.33 to 1.10 over the past decade. While the company's 10-year median is 0.61 vs. the industry median of 1.16, Helvetia Baloise Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.16, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Helvetia Baloise Holding AG's current PS Ratio of 1.05 is 9.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Helvetia Baloise Holding AG and its competitors. For the Insurance industry, the median PS Ratio is 1.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Helvetia Baloise Holding AG's current PS Ratio is 1.05, which is 72% above median its own 10-year median of 0.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Helvetia Baloise Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG (XSWX:HBAN) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF185.81, compared to a current price of CHF211.80 — trading 14% above its estimated fair value. The current PS Ratio is 1.05, which is 72% above median its 10-year median of 0.61 and 9.1% below the Insurance industry median of 1.16. Helvetia Baloise Holding AG's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Helvetia Baloise Holding AG (XSWX:HBAN), the current PS Ratio is 1.05 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Helvetia Baloise Holding AG (XSWX:HBAN) Overvalued in 2026?
Based on GuruFocus' analysis, Helvetia Baloise Holding AG stock appears to be overvalued.
The current stock price of CHF211.80 is trading 14% above its estimated GF Value™ of CHF185.81.
GuruFocus considers Helvetia Baloise Holding AG to be Modestly Overvalued.
Key valuation signals for XSWX:HBAN:
PS Ratio: 1.05 (72% above median its 10-year median of 0.61)
GF Value™: CHF185.81 vs. price of CHF211.80 (14% above fair value)
Industry Position: 9.1% below the Insurance median (#222 of 502)
No single metric tells the full story. See the XSWX:HBAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Helvetia Baloise Holding AG is a multi-line insurance company. The company provides pension, specialty insurance and reinsurance services, and other financial solutions. The company represents it's seven reportable segments namely Switzerland, Spain, Germany, Belgium, Luxembourg, Italian and Austrian Markets, Specialty Markets, and Corporate and other. Company generates majority revenue from Switzerland business segment.
80GF Score
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